144 E Lake Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 144 E Lake Dr, Annapolis, MD 21403

Property Summary

Property Type	Exempt (Full or Partial)
Details	3.5 ba · 5,018 sqft · built 2025
Lot Size	0.441 acres (19,210 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,200,000 (Sep 2022)
Tax Bill	$524 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-047-90035191`

Property Details

APN / Parcel Number

Primary APN	`02-047-90035191`
Alternative APNs	`204790035191` `04790035191`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,018 sqft Gross Area
1st Floor Area	1,500 sqft
Basement Area	1,192 sqft
Finished Basement	1,192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,210 sqft (0.441 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	99 sqft
Deck Area	396 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	04790035191
Street Address	144 E LAKE DR
City	ANNAPOLIS
State	MD
Zip	21403-4415
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	LT 9 SC 13 BAY RIDGE
Legal Subdivision	BAY RIDGE
Legal Block	4
Legal Lot Number	9
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4002
Census Tract	702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	144 E LAKE DR, ANNAPOLIS, MD 21403-4415
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2022 · Amount on Record
Deed Sale	Sep 9, 2022 · Amount on Record
Prior Sale	Dec 31, 1981 · Amount on Record
Deed Book / Page	39100 / 120
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 9, 2022
Property Address	144 E LAKE DR, ANNAPOLIS, MD 21403-4415
Document Number	0391000120
Book / Page	39100 / 120
Map Reference	MB 9 FO 33
Instrument Date	Aug 26, 2022
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$33,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	144 E LAKE DR, ANNAPOLIS, MD 21403-4415
Investor	Possibly a Property Investor

Mortgage

Document Number	0039100129
Date	Sep 9, 2022
Instrument	39100/129

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,344,500 (+93.83%) Land $2,546,800 Building $797,700	$3,344,500 (+93.83%) Land $2,546,800 Building $797,700
2025	$524.00
2023	Disabled Person's exemption Veteran's exemption	$1,725,500 Land $1,326,300 Building $399,200	$1,725,500 Land $1,326,300 Building $399,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Nearby Flood Policies	64 in force
Nearby Flood Claims	7 (2003–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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