Lincoln County property record for 115 Cindy Ln, Winfield, MO 63389
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,160 sqft · built 2005 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,074 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-60-23-000-000-053.000 |
| Primary APN | 13-60-23-000-000-053.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| Basement Area | 1,160 sqft |
| Unfinished Basement | 1,160 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 115 CINDY LN |
|---|---|
| City | WINFIELD |
| State | MO |
| Zip | 63389-3333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 HIGHLAND ACRES |
| Legal Range | 02E |
| Legal Township | 49N |
| Legal Section | 74 |
| Legal Subdivision | HIGHLAND ACRES |
| Legal Lot Number | 24 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 810401 |
115 Cindy Ln is owned and occupied by two individuals.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 CINDY LN, WINFIELD, MO 63389-3333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 5, 2018 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Aug 5, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Oct 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 6, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 115 CINDY LN, WINFIELD, MO 63389-3333 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002451/989 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 2451/989 |
| Instrument | 2020010050 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 115 CINDY LN, WINFIELD, MO 63389-3333 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2023 |
| Title Company | TITLE SOURCES INC, TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 02428/0611 |
|---|---|
| Date | Nov 5, 2018 |
| Book Page | 2428/0611 |
| Instrument | 2018010021 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 115 CINDY LN, WINFIELD, MO 63389-3333 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 115 CINDY LN, WINFIELD, MO 63389-3333 |
| Document Number | 002467/933 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 2467/933 |
| Instrument | 2021010485 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Oct 6, 2023 |
| Property Address | 115 CINDY LN, WINFIELD, MO 63389-3333 |
| Document Number | 002494/478 |
| Book / Page | 2494 / 478 |
| Map Reference | MB 11 PG 160 |
| Instrument Date | Oct 5, 2023 |
| Instrument | 2023007717 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2023 |
| Title Company | SYNERGY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 145 PARKWAY DR, WINFIELD, MO 63389 |
| Name | Verified Name |
|---|---|
| Address | 115 CINDY LN, WINFIELD, MO 63389-3333 |
| Document Number | 2023007718 |
|---|---|
| Date | Oct 6, 2023 |
| Instrument | 2023007718 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Oct 6, 2023 |
| Property Address | 115 CINDY LN, WINFIELD, MO 63389-3333 |
| Document Number | 002494/477 |
| Book / Page | 2494 / 477 |
| Map Reference | MB 11 PG 160 |
| Instrument Date | Oct 5, 2023 |
| Instrument | 2023007716 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 145 PARKWAY DR, WINFIELD, MO 63389 |
The 2025 property tax bill for 115 Cindy Ln was $2,074.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Winfield City |
| Unified School District | Winfield R-IV School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,249 (-) Land $3,800 Building $30,449 | ||
| 2025 | $2,074.00 | $34,249 Land $3,800 Building $30,449 | $180,260 Land $20,000 Building $160,260 |
| 2023 | $1,598.00 (+5.41%) | $26,313 Land $2,850 Building $23,463 | $138,490 Land $15,000 Building $123,490 |
| 2022 | $1,516.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Cindy Ln in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 24 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Cindy Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINFIELD PWS serves 1,489 people · EPA ID MO6010866 |
|---|---|
| Water Source | Purchased groundwater from LINCOLN COUNTY PWSD 1 |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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