6 Sunset Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 6 Sunset Rd, Key Largo, FL 33037 · Last verified August 2026

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,332 sqft · built 1961
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Feb 2020)
Tax Bill	$5,333 (2024)
Deeds & Mortgages	Sep 2020 Second Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00491050-000000`

Property Details

APN / Parcel Number

Primary APN	`00491050-000000`
Alternative APNs	`13623800491050000000` `1607274`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2010
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	198 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit

Location & Zoning

Account Number	1607274
Street Address	6 SUNSET RD
City	KEY LARGO
State	FL
Zip	33037-2008
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LT 4 SUNSET POINT ADDN PB3-41 KEY LARGO OR489-809/810 OR671-53 OR850-743 OR1636-1324 OR1897-2131 OR2123-1099 OR3008-2250
Legal Range	38E
Legal Township	62S
Legal Section	13
Legal Subdivision	SUNSET POINT ADD
Legal Lot Number	4
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1030
Census Tract	970600

Owner

Source: Monroe County records · APN 00491050-000000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 SUNSET RD, KEY LARGO, FL 33037-2008
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BRANCH BANKING AND TRUST CO
Feb 14, 2020	Warranty Deed, Transfer · FHA Mortgage CENTERSTATE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Prior Sale	Jun 14, 2005 · Amount on Record
Deed Document Number	20202256108
Deed Book / Page	3008 / 2250
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	6 SUNSET RD, KEY LARGO, FL 33037-2008
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 SUNSET RD, KEY LARGO, FL 33037-2008

Mortgage

Document Number	0030470108
Date	Sep 29, 2020
Book Page	3047/108
Instrument	2283724

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	GREENVILLE, SC 29607

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Apr 01, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 14, 2020
Property Address	6 SUNSET RD, KEY LARGO, FL 33037-2008
Document Number	0030082250
Book / Page	3008 / 2250
Map Reference	MB 3 PG 41
Instrument Date	Feb 14, 2020
Instrument	2256108
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ABSOLUTE FIRST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 S COCONUT PALM BLVD, 420, TAVERNIER, FL 33070-2253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 SW 2ND AVE APT 801, 801, MIAMI, FL 33130-3580

Mortgage

Document Number	0030082251
Date	Feb 14, 2020
Instrument	3008/2251

Lender

Name	CENTERSTATE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$500,636 (+0.36%) Land $246,450 Building $254,186	$500,636 (+0.36%) Land $246,450 Building $254,186
2024	$5,333.00 (-0.6%)
2023	$5,365.00 (+9.31%)	$498,842 (+8.63%) Land $265,000 Building $233,842	$498,842 (+8.63%) Land $265,000 Building $233,842
2022	$4,908.00	$459,213 Land $222,600 Building $236,613	$459,213 Land $222,600 Building $236,613

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879706001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 272 individual NFIP policies nearby
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	272 in force
Nearby Flood Claims	100 (1981–2024)
Claims Outside the SFHA	9 of 100
Most Recent Claim	May 2024, rainfall accumulation
Claims By Storm	Hurricane Irma, Sep 2017 · 42 claims Hurricane Wilma, Oct 2005 · 37 claims Hurricane Andrew, Aug 1992 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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