Steuben County and Prattsburgh Town property record for 14 Howe St, Prattsburgh, NY 14873
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,704 sqft · built 1900 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $95,000 (Jul 2018) |
| Tax Bill | $3,189 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jul 2018 Mortgage + 2 more |
| APN | 0004911-000 |
| Primary APN | 0004911-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,704 sqft Living Area |
| 1st Floor Area | 888 sqft |
| 2nd Floor Area | 816 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 148 ft deep x 66 ft wide |
| Porch | Slab |
| Porch Area | 144 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0004911-000 |
|---|---|
| Street Address | 14 HOWE ST |
| City | PRATTSBURGH |
| State | NY |
| Zip | 14873-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 24.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | PRATTSBURGH |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 960200 |
Source: Steuben County and Prattsburgh Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10911 POAGS HOLE RD, DANSVILLE, NY 14437-9426 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST HERITAGE FEDERAL CREDIT UNION |
| Jul 2, 2018 | Deed of Trust, Mortgage COMMUNITY BANK NA |
| Jul 2, 2018 | Warranty Deed, Transfer |
| Jul 28, 2017 | Foreclosure Foreclosure Auction |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2018 · Amount on Record |
| Deed Sale | Jul 2, 2018 · Amount on Record |
| Prior Sale | Jul 28, 2017 · Amount on Record |
| Deed Book / Page | 2717 / 188 |
| Prior Transfer Date | Jul 24, 2017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Aug 31, 2023 |
| Property Address | 14 HOWE ST, PRATTSBURGH, NY 14873-9704 |
| Document Number | 003051/118 |
| Book / Page | 3051 / 118 |
| Instrument Date | Aug 25, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10911 POAGS HOLE RD, DANSVILLE, NY 14437-9426 |
| Investor | Possibly a Property Investor |
| Document Number | 0005002134 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 5002/134 |
| Name | FIRST HERITAGE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 14 HOWE ST, PRATTSBURGH, NY 14873-9704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004311/0000000119 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 0000004311/0000000119 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 354 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Jul 2, 2018 |
| Property Address | 14 HOWE ST, PRATTSBURGH, NY 14873-9704 |
| Document Number | 002717/188 |
| Book / Page | 2717 / 188 |
| Instrument Date | Jun 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 515 ASSEMBLY AVE, KEUKA PARK, NY 14478-9724 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Jul 28, 2017 |
| Property Address | 14 HOWE ST, PRATTSBURGH, NY 14873-9704 |
| Document Number | 0000002663/0000000021 |
| Book / Page | 0000002663 / 0000000021 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8541 LARUE RD, BATH, NY 14810-8022 |
Source: Steuben County and Prattsburgh Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Prattsburgh Town |
| Unified School District | Prattsburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,189.00 (+11.31%) | ||
| 2025 | $2,865.00 | $124,000 (+27.84%) Land $6,900 Building $117,100 | $127,835 (+15.97%) Land $7,113 Building $120,722 |
| 2023 | $97,000 (-) Land $5,100 Building $91,900 | $110,227 (+10.23%) Land $5,795 Building $104,432 | |
| 2022 | $97,000 Land $5,100 Building $91,900 | $100,000 Land $5,258 Building $94,742 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1996–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PRATTSBURGH WATER DISTRICT serves 850 people · EPA ID NY5001217 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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