Steuben County and Prattsburgh Town property record for 10 Howe St, Prattsburgh, NY 14873 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,596 sqft · built 1897 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $104,000 (Jun 2022) |
| Tax Bill | $2,299 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Nov 2017 Mortgage + 1 more |
| APN | 0006007-000 |
| Primary APN | 0006007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,596 sqft Living Area |
| 1st Floor Area | 924 sqft |
| 2nd Floor Area | 672 sqft |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,424 sqft (0.4 acres) |
| Porch | Slab |
| Porch Area | 240 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0006007-000 |
|---|---|
| Street Address | 10 HOWE ST |
| City | PRATTSBURGH |
| State | NY |
| Zip | 14873-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 22.200 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | PRATTSBURGH |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 960200 |
Source: Steuben County and Prattsburgh Town records · APN 0006007-000
Assessment roll updated April 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 HOWE ST, PRATTSBURGH, NY 14873-9704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage CORNING FCU |
| Nov 01, 2017 | Deed of Trust, Mortgage LYONS NATIONAL BANK |
| Nov 01, 2017 | Deed, Transfer NOT AVAILABLE, JEFFREY KOWALSKI |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 24, 2022 · Amount on Record |
| Deed Sale | Jun 24, 2022 · Amount on Record |
| Prior Sale | Nov 01, 2017 · Amount on Record |
| Deed Book / Page | 2964 / 281 |
| Prior Transfer Date | May 19, 2014 |
| Prior Transfer Doc | 0000002484/000000009 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Jun 24, 2022 |
| Property Address | 10 HOWE ST, PRATTSBURGH, NY 14873-9704 |
| Document Number | 002964/281 |
| Book / Page | 2964 / 281 |
| Instrument Date | Jun 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8006 BACK VALLEY RD, HAMMONDSPORT, NY 14840-9704 |
| Document Number | 0004872158 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 4872/158 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 10 HOWE ST, PRATTSBURGH, NY 14873-9704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004230/0000000053 |
|---|---|
| Date | Nov 01, 2017 |
| Book Page | 0000004230/0000000053 |
| Name | LYONS NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 350 Months |
| Due | Jan 01, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Nov 01, 2017 |
| Property Address | 10 HOWE ST, PRATTSBURGH, NY 14873-9704 |
| Document Number | 0000002679/0000000186 |
| Book / Page | 0000002679 / 0000000186 |
| Instrument Date | Oct 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | NOT AVAILABLE, JEFFREY KOWALSKI |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 HOWE ST, PRATTSBURGH, NY 14873-9704 |
Source: Steuben County and Prattsburgh Town records · Assessment roll updated April 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Prattsburgh Town |
| Unified School District | Prattsburgh Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,299.00 | $99,500 (+70.09%) Land $10,500 Building $89,000 | $102,577 (+54.3%) Land $10,825 Building $91,752 |
| 2023 | $58,500 Land $8,000 Building $50,500 | $66,477 Land $9,091 Building $57,386 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361019602001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1996–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2026, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Empire Telephone Corporation/North Penn Telephone Company | Fiber | 1,000 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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