Steuben County and Prattsburgh Town property record for 16 Howe St, Prattsburgh, NY 14873
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,000 sqft · built 1900 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $159,000 (Jul 2026) |
| Tax Bill | $2,311 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2018 Line of Credit + 1 more |
| APN | 0004910-000 |
| Primary APN | 0004910-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| 2nd Floor Area | 784 sqft |
| Upper Floors Area | 144 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 176 ft deep x 66 ft wide |
| Porch | Slab |
| Porch Area | 168 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0004910-000 |
|---|---|
| Street Address | 16 HOWE ST |
| City | PRATTSBURGH |
| State | NY |
| Zip | 14873-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 25.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | PRATTSBURGH |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 960200 |
Source: Steuben County and Prattsburgh Town records · APN 0004910-000
Assessment roll updated April 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 117 SHEPPARD ST, PENN YAN, NY 14527-1020 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 28, 2026 | Warranty Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE |
| Aug 30, 2018 | Deed of Trust, Mortgage · Line of Credit VAC EMPLOYEES FCU |
| Mar 21, 2022 | Executor's Deed, Transfer · Stand-Alone First Mortgage LYONS SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 28, 2026 · Amount on Record |
| Deed Sale | Jul 28, 2026 · Amount on Record |
| Prior Sale | Mar 21, 2022 · Amount on Record |
| Deed Book / Page | 3230 / 32 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Jul 28, 2026 |
| Property Address | 16 HOWE ST, PRATTSBURGH, NY 14873-9704 |
| Document Number | 3230000032 |
| Book / Page | 3230 / 32 |
| Instrument Date | Jul 02, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 117 SHEPPARD ST, PENN YAN, NY 14527-1020 |
| Date | Jul 28, 2026 |
|---|
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 16 HOWE ST, PRATTSBURGH, NY 14873-9704 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004331/0000000069 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 0000004331/0000000069 |
| Name | VAC EMPLOYEES FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 173 Months |
| Due | Jan 01, 2033 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Mar 21, 2022 |
| Property Address | 16 HOWE ST, PRATTSBURGH, NY 14873-9704 |
| Document Number | 002948/313 |
| Book / Page | 2948 / 313 |
| Instrument Date | Mar 15, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7007 COOK SCHOOL RD, PRATTSBURGH, NY 14873 |
| Document Number | 0000048331 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 4833/1 |
| Name | LYONS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Steuben County and Prattsburgh Town records · Assessment roll updated April 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Prattsburgh Town |
| Unified School District | Prattsburgh Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,311.00 | $100,000 (+29.37%) Land $7,900 Building $92,100 | $103,093 (+17.36%) Land $8,144 Building $94,949 |
| 2023 | $77,300 Land $5,800 Building $71,500 | $87,841 Land $6,591 Building $81,250 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1996–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Empire Telephone Corporation/North Penn Telephone Company Fiber | 1,000 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 117 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PRATTSBURGH WATER DISTRICT serves 850 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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