14 Emma Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 14 Emma Dr, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2,000 sqft · built 2005
Owner	Individual Name on Record
Last Sale	$254,000 (Feb 2022)
Tax Bill	$1,679 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`721-37712-000`

Property Details

APN / Parcel Number

Primary APN	`721-37712-000`
Alternative APN	`26934`

Interior

Stories	1 Story
Building Area	2,000 sqft Living Area
1st Floor Area	1,670 sqft
2nd Floor Area	330 sqft
Upper Floors Area	330 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2005
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Garage Type	Built-in
Garage Area	506 sqft
Driveway	Driveway
Driveway Area	722 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Patio Area	274 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14 EMMA DR
City	CABOT
State	AR
Zip	72023-7858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:712 CITY/MUNI/TWP:CABOT SUBD:MAGNESS CREEK NORTH SEC/TWN/RNG/MER:SEC 27 TWN 05N RNG 10
Legal Range	10
Legal Township	05N
Legal Section	27
Legal Subdivision	MAGNESS CREEK NORTH
Legal Lot Number	712
Jurisdiction	LONOKE AR
Township / Civil Division	MAGNESS
Census Block Group	2
Census Block	2007
Census Tract	20105

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	14 EMMA DR, CABOT, AR 72023-7858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 22, 2022	Warranty Deed, Transfer · FHA Mortgage REGIONS BANK
Sep 4, 2019	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT RESID'L MTG
Nov 16, 2018	Warranty Deed, Transfer · VA Mortgage BBMC MTG
Sep 28, 2018	Trustee's Deed, Construction Loan · Line of Credit FIRST SEC BK
Aug 16, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Prior Sale	Nov 16, 2018 · Amount on Record
Deed Document Number	2022-02097
Deed Book / Page	2022 / 2097
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	14 EMMA DR, CABOT, AR 72023-7858
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014404
Date	Dec 14, 2020
Book Page	2020/14404
Instrument	2020-14404

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Dec 1, 2049

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Feb 22, 2022
Property Address	14 EMMA DR, CABOT, AR 72023-7858
Document Number	0000002097
Book / Page	2022 / 2097
Instrument Date	Feb 7, 2022
Instrument	2022-02097
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	CB TITLE COMPANY, CABOT TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$838.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 EMMA DR, 14, CABOT, AR 72023-7858

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 EMMA DR, CABOT, AR 72023-7858

Mortgage

Document Number	0202202098
Date	Feb 22, 2022
Instrument	2022-02098

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	14 EMMA DR, CABOT, AR 72023-7858
Document Number	0000009321
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 EMMA DR CABOT AR 720237858, CABOT, AR 72023-7858

Mortgage

Document Number	0000009321
Date	Sep 19, 2019
Instrument	9321

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Nov 16, 2018
Property Address	14 EMMA DR, CABOT, AR 72023-7858
Document Number	0000011138
Instrument Date	Nov 14, 2018
Instrument	11138
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	PULASKI COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$587.07
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 EMMA DR CABOT AR 720237858, CABOT, AR 72023-7858

Mortgage

Document Number	11139
Date	Nov 16, 2018
Instrument	11139

Lender

Name	BBMC MTG
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LONOKE AR
Recording Date	Sep 28, 2018
Property Address	14 EMMA DR, CABOT, AR 72023-7858
Instrument Date	Sep 21, 2018
Instrument	9537
Transaction Type	Construction Loan
Record Updated	Oct 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	35 VRYSTAL DR GREENBRIER AR 72058, GREENBRIER, AR 72058
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009537
Date	Sep 28, 2018
Instrument	9537

Lender

Name	FIRST SEC BK
Type	Bank
Address	GREENBRIER, AR 72058-0363

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 27, 2019

Interest

Rate Type	Adjustable Rate

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LONOKE AR
Recording Date	Aug 16, 2018
Property Address	14 EMMA DR, CABOT, AR 72023-7858
Document Number	0000007921
Instrument Date	Aug 13, 2018
Instrument	7921
Transaction Type	Foreclosure
Record Updated	Sep 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$479.85
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 964 GREENBRIER AR 720580964, GREENBRIER, AR 72058-0964
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,000 Land $5,000 Building $28,000
2024	$1,679.00
2023	$1,679.00 (+28.76%)		$165,000 Land $25,000 Building $140,000
2022	$1,304.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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