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20 Emma Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 20 Emma Dr, Cabot, AR 72023 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,675 sqft · built 2006
Owner2 Individual Names on File
Last Sale$163,000 (Nov 2018)
Tax Bill$1,644 (2024)
Deeds & MortgagesSep 2021 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN721-37709-000

Property Details

APN / Parcel Number

Primary APN721-37709-000
Alternative APN
  • 26931

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,675 sqft Living Area
1st Floor Area1,675 sqft
FlooringCeramic Tile

Exterior

Year BuiltBuilt 2006
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Garage TypeAttached
Garage Area484 sqft
DrivewayDriveway
Driveway Area1,000 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area108 sqft
Deck Area140 sqft
Patio Area110 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address20 EMMA DR
CityCABOT
StateAR
Zip72023-7858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:709 CITY/MUNI/TWP:CABOT SUBD:MAGNESS CREEK NORTH SEC/TWN/RNG/MER:SEC 27 TWN 05N RNG 10
Legal Range10
Legal Township05N
Legal Section27
Legal SubdivisionMAGNESS CREEK NORTH
Legal Lot Number709
JurisdictionLONOKE AR
Township / Civil DivisionMAGNESS
Census Block Group2
Census Block2007
Census Tract20105

Owner

Source: Lonoke County records · APN 721-37709-000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 EMMA DR, CABOT, AR 72023-7858
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
Nov 02, 2018Warranty Deed, Transfer
PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 02, 2018 · Amount on Record
Deed SaleNov 02, 2018 · Amount on Record
Prior SaleMay 11, 2009
Deed Document Number2018-10682
Record UpdatedJun 07, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLONOKE AR
Property Address20 EMMA DR, CABOT, AR 72023-7858
Transaction TypeMortgage
Record UpdatedSep 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012075
DateSep 10, 2021
Book Page2021/12075
Instrument2021-12075
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLONOKE AR
Recording DateNov 02, 2018
Property Address20 EMMA DR, CABOT, AR 72023-7858
Document Number0000010682
Instrument DateOct 31, 2018
Instrument10682
Transaction TypeTransfer
Record UpdatedDec 04, 2018
Title CompanyWACO TITLE COMPANY CABOT, WACO TITLE CO CABOT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$537.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20 EMMA DR CABOT AR 720237858, CABOT, AR 72023-7858

Mortgage

Document Number10683
DateNov 02, 2018
Instrument10683
Lender
NamePRIMARY RESID'L MTG
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
AmountAmount Recorded
Term360 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Lonoke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateArkansas
CountyLonoke County
MunicipalityCabot City
Unified School DistrictCabot Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$32,300 (-) Land $5,000 Building $27,300
2024$1,644.00
2023$1,644.00$32,300 Land $5,000 Building $27,300$161,500 Land $25,000 Building $136,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lonoke County (05085C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 050850201052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskModerate
above 46% of the US · above 52% of Arkansas
Wildfire LikelihoodAbout 1 in 990 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
First Electric CooperativeFiber1,000 / 1,000
Optimum CommunicationsCable940 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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