12 Emma Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 12 Emma Dr, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,808 sqft · built 2005
Lot Size	0.268 acres (11,687 sqft)
Owner	2 Company Names on Record
Last Sale	$176,000 (Jul 2019)
Tax Bill	$1,774 (2024)
Deeds & Mortgages	Mar 2025 Mortgage Oct 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`721-37713-000`

Property Details

APN / Parcel Number

Primary APN	`721-37713-000`
Alternative APN	`26935`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,808 sqft Living Area
Gross Area	2,292 sqft
1st Floor Area	1,808 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	11,687 sqft (0.268 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	936 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	176 sqft
Deck Area	140 sqft
Patio Area	380 sqft
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12 EMMA DR
City	CABOT
State	AR
Zip	72023-7858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	10
Legal Township	05N
Legal Section	27
Legal Subdivision	MAGNESS CREEK NORTH
Legal Lot Number	713
Jurisdiction	LONOKE AR
Township / Civil Division	MAGNESS
Census Block Group	2
Census Block	2007
Census Tract	20105

Owner

Source: Lonoke County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 1700, JONESBORO, AR 72403-1700
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2025	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 2, 2023	Intrafamily Transfer, Transfer
Jul 8, 2019	Warranty Deed, Transfer · VA Mortgage SIMMONS BK
Apr 19, 2018	Grant Deed, Transfer · Conventional Mortgage CENTENNIAL BK
Mar 14, 2018	Warranty Deed, Transfer FIRST NATIONAL TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Prior Sale	Apr 19, 2018 · Amount on Record
Deed Document Number	20196559
Last Transfer Date	Aug 30, 2023
Transfer Doc	0000008677
Record Updated	Oct 29, 2026

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LONOKE AR
Recording Date	Mar 12, 2025
Property Address	12 EMMA DR, CABOT, AR 72023-7858
Document Number	0000001978
Book / Page	2025 / 1978
Instrument Date	Mar 10, 2025
Instrument	2025-01978
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	LENDERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1607 RIDGEVIEW DR, BOONEVILLE, AR 72927-3806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 EMMA DR, CABOT, AR 72023-7858

Mortgage

Document Number	0202600313
Date	Mar 12, 2025
Instrument	2026-00313

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Feb 1, 2056

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LONOKE AR
Recording Date	Oct 2, 2023
Property Address	12 EMMA DR, CABOT, AR 72023-7858
Document Number	0000008677
Book / Page	2023 / 8677
Instrument Date	Aug 30, 2023
Instrument	2023-08677
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 RIDGENEW, BOONEVILLE, AR 72927

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jul 8, 2019
Property Address	12 EMMA DR, CABOT, AR 72023-7858
Document Number	0000006559
Instrument Date	Jun 27, 2019
Instrument	6559
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$580.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 EMMA DR CABOT AR 720237858, CABOT, AR 72023-7858

Mortgage

Document Number	6560
Date	Jul 8, 2019
Instrument	6560

Lender

Name	SIMMONS BK
Address	PINE BLUFF, AR 71601

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LONOKE AR
Recording Date	Apr 19, 2018
Property Address	12 EMMA DR, CABOT, AR 72023-7858
Document Number	0000003639
Instrument Date	Apr 4, 2018
Instrument	3639
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	FIRST NATIONAL TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 EMMA DR CABOT AR 720237858, CABOT, AR 72023-7858

Mortgage

Document Number	3640
Date	Apr 19, 2018
Instrument	3640

Lender

Name	CENTENNIAL BK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Mar 14, 2018
Property Address	12 EMMA DR, CABOT, AR 72023-7858
Document Number	0000002340
Instrument Date	Jun 9, 2017
Instrument	2340
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	FIRST NATIONAL TITLE INC

Transaction

Amount	Amount Recorded
Tax	$570.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13580 GROUPE DR #400 WOODBRIDGE VA 221924166, 400, WOODBRIDGE, VA 22192-4166

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,860 (-) Land $5,000 Building $29,860	$174,300 (-) Land $25,000 Building $149,300
2024	$1,774.00
2023	$1,774.00	$34,860 Land $5,000 Building $29,860	$174,300 Land $25,000 Building $149,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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