21 Emma Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 21 Emma Dr, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,078 sqft · built 2011
Owner	2 Individual Names on Record
Last Sale	$210,000 (Jul 2019)
Tax Bill	$2,039 (2024)
Deeds & Mortgages	Feb 2022 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`721-37707-000`

Property Details

APN / Parcel Number

Primary APN	`721-37707-000`
Alternative APN	`26929`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,078 sqft Living Area
1st Floor Area	1,770 sqft
2nd Floor Area	308 sqft
Upper Floors Area	308 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2011
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable/Hip
Roof Material	Shingle
Garage Type	Built-in
Garage Area	506 sqft
Driveway	Driveway
Driveway Area	1,500 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	326 sqft
Patio Area	326 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	21 EMMA DR
City	CABOT
State	AR
Zip	72023-7838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:707 CITY/MUNI/TWP:CABOT SUBD:MAGNESS CREEK NORTH SEC/TWN/RNG/MER:SEC 27 TWN 05N RNG 10
Legal Range	10
Legal Township	05N
Legal Section	27
Legal Subdivision	MAGNESS CREEK NORTH
Legal Lot Number	707
Jurisdiction	LONOKE AR
Township / Civil Division	MAGNESS
Census Block Group	2
Census Block	2007
Census Tract	20105

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 EMMA DR, CABOT, AR 72023-7838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 19, 2019	Warranty Deed, Transfer WYNDHAM CAP MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on Record
Deed Sale	Jul 19, 2019 · Amount on Record
Prior Sale	Dec 6, 2011
Deed Document Number	2019-07068
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	21 EMMA DR, CABOT, AR 72023-7838
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 EMMA DR, CABOT, AR 72023-7838

Mortgage

Document Number	0000001624
Date	Feb 9, 2022
Book Page	2022/1624
Instrument	2022-01624

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Aug 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	21 EMMA DR, CABOT, AR 72023-7838
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 EMMA DRIVE, ENCINITAS, CA 92023

Mortgage

Document Number	0000006891
Date	May 26, 2021
Book Page	2021/6891
Instrument	2021-06891

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Aug 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jul 19, 2019
Property Address	21 EMMA DR, CABOT, AR 72023-7838
Document Number	0000007068
Instrument Date	Jul 12, 2019
Instrument	7068
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	21 EMMA DR CABOT AR 720237838, CABOT, AR 72023-7838

Mortgage

Document Number	7069
Date	Jul 19, 2019
Instrument	7069

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2049

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,070 (-) Land $5,000 Building $35,070
2024	$2,039.00
2023	$2,039.00	$40,070 Land $5,000 Building $35,070	$200,350 Land $25,000 Building $175,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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