Gloucester County and Clayton Borough property record for 10 Downs St, Clayton, NJ 08312 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,270 sqft · built 2004 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $217,356 (Jun 2004) |
| Tax Bill | $11,067 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01001-02-00006 |
| Primary APN | 01-01001-02-00006 |
|---|---|
| Alternative APN |
|
| Building Area | 2,270 sqft Living Area |
|---|
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 17,424 sqft (0.4 acres) |
| Street Address | 10 DOWNS ST |
|---|---|
| City | CLAYTON |
| State | NJ |
| Zip | 08312-2160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HARVEST MDWS |
| Legal Block | 1001 |
| Legal Lot Number | 6 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | CLAYTON |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 501502 |
Source: Gloucester County and Clayton Borough records · APN 01-01001-02-00006
Assessment roll updated July 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 DOWNS ST, CLAYTON, NJ 08312-2160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2004 · Amount on Record |
| Deed Sale | Jun 29, 2004 · Amount on Record |
| Deed Document Number | 200443677 |
| Deed Book / Page | 3792 / 44 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 10 DOWNS ST, CLAYTON, NJ 08312-2160 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003334 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 16672/289 |
| Instrument | 3334 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2041 |
Source: Gloucester County and Clayton Borough records · Assessment roll updated July 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| Municipality | Clayton Borough |
| Unified School District | Clayton Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,500 (-) Land $85,500 Building $299,000 | $384,500 (-) Land $85,500 Building $299,000 | |
| 2025 | $11,067.00 (+3.8%) | $384,500 (+91.29%) Land $85,500 Building $299,000 | $384,500 (+91.29%) Land $85,500 Building $299,000 |
| 2024 | $10,662.00 (+32.73%) | ||
| 2023 | $201,000 Land $50,000 Building $151,000 | $201,000 Land $50,000 Building $151,000 | |
| 2022 | $8,033.00 |
Source: FEMA National Flood Hazard Layer, Gloucester County (34015C), updated August 16, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340155015021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011, river or lake flooding, Hurricane Irene |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 1,200 / 35 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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