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9 Downs St, Clayton, NJ 08312 Property Records

Gloucester County and Clayton Borough property record for 9 Downs St, Clayton, NJ 08312 · Last verified July 2026

Property Summary

Property TypeExempt (Full or Partial)
Details2,699 sqft · built 2004
Lot Size0.211 acres (9,191 sqft)
Owner2 Individual Names on File
Last Sale$340,000 (May 2007)
Deeds & MortgagesDec 2025 Second Mortgage
Dec 2023 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-01001-01-00008

Property Details

APN / Parcel Number

Primary APN01-01001-01-00008
Alternative APN
  • 0101001000100008

Interior

Building Area2,699 sqft Total Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area9,191 sqft (0.211 acres)

Location & Zoning

Street Address9 DOWNS ST
CityCLAYTON
StateNJ
Zip08312-2159
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal DescriptionFACILITY NAME: CLUB HOUSE
Legal SubdivisionHARVEST MDWS
Legal Block1001
Legal Lot Number8
JurisdictionGLOUCESTER NJ
Township / Civil DivisionCLAYTON
Census Block Group1
Census Block1057
Census Tract501502

Owner

Source: Gloucester County and Clayton Borough records · APN 01-01001-01-00008

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9 DOWNS ST, CLAYTON, NJ 08312-2159
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
POLICE & FIRE FCU
Dec 05, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
POLICE & FIRE FCU
Oct 18, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
POLICE & FIRE FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 01, 2007 · Amount on Record
Deed SaleMay 01, 2007 · Amount on Record
Prior SaleJul 28, 2004 · Amount on Record
Deed Document Number200726803
Deed Book / Page4377 / 307
Prior Transfer DateJan 23, 2006
Prior Transfer Doc0000005274
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER NJ
Property Address9 DOWNS ST, CLAYTON, NJ 08312-2159
Transaction TypeMortgage
Record UpdatedJan 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042087
DateDec 26, 2025
Book Page19073/138
Instrument42087
Lender
NamePOLICE & FIRE FCU
TypeCredit Union
AddressBENSALEM, PA 19020
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueDec 01, 2045

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER NJ
Property Address9 DOWNS ST, CLAYTON, NJ 08312-2159
Transaction TypeMortgage
Record UpdatedDec 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035924
DateDec 05, 2023
Book Page18201/221
Instrument35924
Lender
NamePOLICE & FIRE FCU
TypeCredit Union
AddressBENSALEM, PA 19020
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueDec 01, 2033

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER NJ
Property Address9 DOWNS ST, CLAYTON, NJ 08312-2159
Transaction TypeMortgage
Record UpdatedNov 04, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042422
DateOct 18, 2022
Book Page17793/24
Instrument42422
Lender
NamePOLICE & FIRE FCU
TypeCredit Union
AddressBENSALEM, PA 19020
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueNov 01, 2027

Tax Assessment & Valuation

Source: Gloucester County and Clayton Borough records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyGloucester County
MunicipalityClayton Borough
Unified School DistrictClayton Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2026$543,800 (+15.53%) Land $72,500 Building $471,300$543,800 (+15.53%) Land $72,500 Building $471,300
2025$470,700 (+114.15%) Land $72,500 Building $398,200$470,700 (+114.15%) Land $72,500 Building $398,200
2023$219,800 Land $36,500 Building $183,300$219,800 Land $36,500 Building $183,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gloucester County (34015C), updated August 16, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340155015021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2011, river or lake flooding, Hurricane Irene

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 235 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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