13995 Whispering Meadows Ln, Jamul, CA 91935 Property Records

San Diego County property record for 13995 Whispering Meadows Ln, Jamul, CA 91935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,782 sqft · built 1990
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (Sep 2025)
Tax Bill	$8,887 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`597-200-41-00`

Property Details

APN / Parcel Number

Primary APN	`597-200-41-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,782 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Lot Area	46,174 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13995 WHISPERING MEADOWS LN
City	JAMUL
State	CA
Zip	91935-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 3 TR PM15343
Legal Subdivision	PARCEL MAP NO 15343
Legal Tract	15343
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	1
Census Block	1012
Census Tract	21304

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13995 WHISPERING MEADOWS LN, JAMUL, CA 91935-3105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 19, 2025	Grant Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP
Feb 28, 2019	Deed of Trust, Mortgage · ARM MISSION FCU
Jan 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	May 16, 2014 · Amount on Record
Deed Document Number	2025261937
Prior Transfer Date	Aug 18, 2023
Prior Transfer Doc	0000232518
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13995 WHISPERING MEADOWS LN, JAMUL, CA 91935-3105
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13995 WHISPERING MEADOWS LN, JAMUL, CA 91935-3105

Mortgage

Document Number	0000496751
Date	Jul 12, 2021
Instrument	2021-0496751

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 19, 2025
Property Address	13995 WHISPERING MEADOWS LN, JAMUL, CA 91935-3105
Document Number	0000261937
Map Reference	FILE 88-4000099
Instrument Date	Sep 3, 2025
Instrument	2025-0261937
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TTL CO SAN DIEGO SAN D

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13995 WHISPERING MEADOWS LN, JAMUL, CA 91935-3105

Mortgage

Document Number	0000261938
Date	Sep 19, 2025
Instrument	2025-0261938

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13995 WHISPERING MEADOWS LN, JAMUL, CA 91935-3105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073405
Date	Feb 28, 2019
Instrument	2019-0073405

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Mar 1, 2024
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	5.37%
Index	5-Year CMT
Max Rate	8.37%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 17, 2017
Property Address	13995 WHISPERING MEADOWS LN, JAMUL, CA 91935-3105
Document Number	0000024294
Instrument Date	Dec 6, 2016
Instrument	24294
Transaction Type	Transfer
Record Updated	Jan 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	13995 WHISPERING MEADOWS LN JAMUL CA 919353105, JAMUL, CA 91935-3105

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Jamul-Dulzura Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$975,000 (+31.58%) Land $516,075 Building $458,925
2025	$8,887.00 (+18.46%) Homeowner's exemption	$741,005 (+18.66%) Land $392,220 Building $348,785
2023	$7,502.00 (+2.47%) Homeowner's exemption	$624,469 Land $253,982 Building $370,487
2022	$7,321.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 72% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: San Diego Broadband.

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