San Diego County property record for 13944 Whispering Meadows Ln, Jamul, CA 91935
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,806 sqft · built 1991 |
| Lot Size | 1.31 acres (57,499 sqft) |
| Owner | Company Name on File |
| Last Sale | $520,000 (Apr 2012) |
| Tax Bill | $7,857 (2025) |
| Deeds & Mortgages | Dec 2021 Transfer Nov 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 597-200-36-00 |
| Primary APN | 597-200-36-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,806 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 57,499 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 13944 WHISPERING MEADOWS LN |
|---|---|
| City | JAMUL |
| State | CA |
| Zip | 91935-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PAR 1 TR PM15041 |
| Legal Subdivision | MOUNTAIN VIEW ESTATES |
| Legal Tract | 15041 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | JAMUL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 21304 |
Source: San Diego County records · APN 597-200-36-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 13944 WHISPERING MEADOWS LN, JAMUL, CA 91935-3106 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Dec 23, 2021 | Intrafamily Transfer, Transfer |
| Nov 19, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RATE RABBITS INC |
| Dec 08, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 09, 2012 · Amount on Record |
| Deed Sale | Apr 09, 2012 · Amount on Record |
| Prior Sale | Sep 14, 2009 · Amount on Record |
| Deed Document Number | 2012204738 |
| Last Transfer Date | Dec 21, 2021 |
| Transfer Doc | 0000864559 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 23, 2021 |
| Property Address | 13944 WHISPERING MEADOWS LN, JAMUL, CA 91935-3106 |
| Document Number | 0000864559 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 2021-0864559 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 13944 WHISPERING MEADOWS LN, JAMUL, CA 91935-3106 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 13944 WHISPERING MEADOWS LN, JAMUL, CA 91935-3106 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2021 |
| Name | Verified Name |
|---|---|
| Address | 13944 WHISPERING MEADOWS LN, JAMUL, CA 91935-3106 |
| Document Number | 0000799044 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 2021-0799044 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 13944 WHISPERING MEADOWS LN, JAMUL, CA 91935-3106 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 13944 WHISPERING MEADOWS LN, JAMUL, CA 91935-3106 |
| Document Number | 0000499289 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021-0499289 |
| Name | RATE RABBITS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN DIEGO, CA 92101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 13944 WHISPERING MEADOWS LN, JAMUL, CA 91935-3106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 13944 WHISPERING MEADOWS LN, JAMUL, CA 91935-3106 |
| Document Number | 0000786513 |
|---|---|
| Date | Dec 08, 2020 |
| Instrument | 2020-0786513 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Jamul-Dulzura Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $666,201 (+2%) Land $204,983 Building $461,218 | |
| 2025 | $7,857.00 (+4%) Homeowner's exemption | $653,139 (+4.04%) Land $200,964 Building $452,175 |
| 2023 | $7,555.00 (+2.47%) Homeowner's exemption | $627,778 Land $193,161 Building $434,617 |
| 2022 | $7,373.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | High above 88% of the US · above 69% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 50 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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