San Diego County property record for 13960 Whispering Meadows Ln, Jamul, CA 91935
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,327 sqft · built 1999 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (May 2014) |
| Tax Bill | $7,661 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 597-200-37-00 |
| Primary APN | 597-200-37-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,327 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 49,223 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 13960 WHISPERING MEADOWS LN |
|---|---|
| City | JAMUL |
| State | CA |
| Zip | 91935-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PAR 2 TR PM15041 |
| Legal Subdivision | PARCEL MAP NO 15041 |
| Legal Tract | 15041 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | JAMUL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 21304 |
13960 Whispering Meadows Ln is owned and occupied by two individuals who bought it in May 2014.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13960 WHISPERING MEADOWS LN, JAMUL, CA 91935-3106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA CU |
| Feb 27, 2017 | Deed of Trust, Mortgage · Line of Credit NORTH ISLAND FINANCIAL CU |
| Oct 19, 2018 | Loan Modification, Mortgage · Conventional Mortgage CALIFORNIA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2014 · Amount on File |
| Deed Sale | May 2, 2014 · Amount on File |
| Prior Sale | Aug 22, 1995 · Amount on File |
| Deed Document Number | 2014179967 |
| Prior Transfer Date | Jul 25, 2013 |
| Prior Transfer Doc | 0000478774 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 13960 WHISPERING MEADOWS LN, JAMUL, CA 91935-3106 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Title Company | CALIFORNIA MEMBERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 13960 WHISPERING MEADOWS LN, JAMUL, CA 91935-3106 |
| Document Number | 0000186484 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021-0186484 |
| Name | CALIFORNIA CU |
|---|---|
| Type | Credit Union |
| Address | GLENDALE, CA 91203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 13960 WHISPERING MEADOWS LN, JAMUL, CA 91935-3106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000091350 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 2017-0091350 |
| Name | NORTH ISLAND FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92186 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 13960 WHISPERING MEADOWS LN, JAMUL, CA 91935-3106 |
| Document Number | 0000444817 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2018 |
| Title Company | CALIFORNIA MEMBERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13960 WHISPERING MEADOWS LN JAMUL CA 919353106, JAMUL, CA 91935-3106 |
| Document Number | 0000444817 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 444817 |
| Name | CALIFORNIA CU |
|---|---|
| Type | Credit Union |
| Address | GLENDALE, CA 91209-9100 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 13960 Whispering Meadows Ln was $7,661 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Jamul-Dulzura Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $650,185 (+2%) Land $272,248 Building $377,937 | |
| 2025 | $7,661.00 Homeowner's exemption | $637,437 Land $266,910 Building $370,527 |
| 2023 | $7,366.00 (+2.48%) Homeowner's exemption | $612,687 Land $256,547 Building $356,140 |
| 2022 | $7,188.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 13960 Whispering Meadows Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 13960 Whispering Meadows Ln is high, ranking above 88% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 69% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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