San Diego County property record for 13993 Whispering Meadows Ln, Jamul, CA 91935
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,778 sqft · built 1990 |
| Lot Size | 1.46 acres (64,033 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $11,676 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage Jan 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 597-200-39-00 |
| Primary APN | 597-200-39-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,778 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 64,033 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 13993 WHISPERING MEADOWS LN |
|---|---|
| City | JAMUL |
| State | CA |
| Zip | 91935-3105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PAR 1 TR PM15343 |
| Legal Subdivision | PARCEL MAP NO 15343 |
| Legal Tract | 15343 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | JAMUL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 21304 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13993 WHISPERING MEADOWS LN, JAMUL, CA 91935-3105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 24, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 6, 2026 | Intrafamily Transfer, Transfer · VA Mortgage HOMEPLUS CORP |
| May 5, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage CALIFORNIA COAST CU |
| May 5, 2023 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Jul 28, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 23, 2020 | Quit Claim Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2026 |
| Deed Sale | Jan 6, 2026 |
| Prior Sale | May 29, 2024 · Amount on Record |
| Deed Document Number | 20262960 |
| Prior Transfer Date | Dec 19, 2025 |
| Prior Transfer Doc | 0000002960 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 13993 WHISPERING MEADOWS LN, JAMUL, CA 91935-3105 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 13993 WHISPERING MEADOWS LN, JAMUL, CA 91935-3105 |
| Document Number | 0000046059 |
|---|---|
| Date | Feb 24, 2025 |
| Instrument | 2025-0046059 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 6, 2026 |
| Property Address | 13993 WHISPERING MEADOWS LN, JAMUL, CA 91935-3105 |
| Document Number | 0000002960 |
| Map Reference | DOC 88-400099 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2026-0002960 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 13993 WHISPERING MEADOWS LN, JAMUL, CA 91935-3105 |
| Document Number | 0000002961 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 2026-0002961 |
| Name | HOMEPLUS CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 5, 2023 |
| Property Address | 13993 WHISPERING MEADOWS LN, JAMUL, CA 91935-3105 |
| Document Number | 0000117312 |
| Map Reference | DOC 88-400099 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 2023-0117312 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2023 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13993 WHISPERING MEADOWS LN, JAMUL, CA 91935-3105 |
| Document Number | 0000117313 |
|---|---|
| Date | May 5, 2023 |
| Instrument | 2023-0117313 |
| Name | CALIFORNIA COAST CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2033 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 5, 2023 |
| Property Address | 13993 WHISPERING MEADOWS LN, JAMUL, CA 91935-3105 |
| Document Number | 0000117642 |
| Map Reference | DOC 88-400099 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 2023-0117642 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 13993 WHISPERING MEADOWS LN, JAMUL, CA 91935-3105 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 28, 2020 |
| Property Address | 13993 WHISPERING MEADOWS LN, JAMUL, CA 91935-3105 |
| Document Number | 0000412249 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 412249 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 13993 WHISPERING MEADOWS LN JAMUL CA 919353105, JAMUL, CA 91935-3105 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 23, 2020 |
| Property Address | 13993 WHISPERING MEADOWS LN, JAMUL, CA 91935-3105 |
| Document Number | 0000326893 |
| Instrument Date | Jun 9, 2020 |
| Instrument | 326893 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13993 WHISPERING MEADOWS LN JAMUL CA 919353105, JAMUL, CA 91935-3105 |
| Document Number | 326894 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 326894 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Jamul-Dulzura Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,165,248 (+2%) Land $728,280 Building $436,968 | |
| 2025 | $11,676.00 (+149.43%) | $1,142,400 (+196.6%) Land $714,000 Building $428,400 |
| 2023 | $4,681.00 (+2.45%) Homeowner's exemption | $385,160 Land $122,763 Building $262,397 |
| 2022 | $4,569.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 69% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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