Indian River County property record for 13995 Ruffner Ln, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,870 sqft · built 2003 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Individual Name on File |
| Last Sale | $520,000 (Mar 2022) |
| Tax Bill | $6,452 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-38-25-00009-0002-00001.0 |
| Primary APN | 30-38-25-00009-0002-00001.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,870 sqft Living Area |
| 1st Floor Area | 1,870 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gambrel |
| Roof Material | Shingle |
| Lot Area | 47,045 sqft (1.08 acres) |
| Lot Dimensions | 228 ft deep x 205 ft wide |
| Garage Type | Detached |
| Garage Area | 630 sqft |
| Pool Area | 392 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 880 sqft |
| Patio Area | 270 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 11108 |
|---|---|
| Street Address | 13995 RUFFNER LN |
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-3420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | RIVER TREES BLK B LOT 1 & 1/13 INT IN TRACT A PBI 9-24 |
| Legal Range | 38 |
| Legal Township | 30 |
| Legal Section | 25 |
| Legal Subdivision | RIVER TREES |
| Legal Tract | A |
| Legal Block | B |
| Legal Lot Number | 1 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 50808 |
13995 Ruffner Ln is owned and occupied by an individual who bought it in March 2022.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13995 RUFFNER LN, SEBASTIAN, FL 32958-3420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2023 | Deed of Trust, Mortgage · Line of Credit ITHINK FINANCIAL CU |
| Mar 30, 2022 | Warranty Deed, Transfer · Balloon Mortgage DAN PREUSS REALITY RETIREMENT TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2022 · Amount on File |
| Deed Sale | Mar 30, 2022 · Amount on File |
| Prior Sale | Nov 4, 2002 · Amount on File |
| Deed Document Number | 3120220020081 |
| Deed Book / Page | 3525 / 1841 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 13995 RUFFNER LN, SEBASTIAN, FL 32958-3420 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 13995 RUFFNER LN, SEBASTIAN, FL 32958-3420 |
| Document Number | 0036181254 |
|---|---|
| Date | May 3, 2023 |
| Book Page | 3618/1254 |
| Instrument | 3120230021996 |
| Name | ITHINK FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | DELRAY BEACH, FL 33445 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Apr 20, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 30, 2022 |
| Property Address | 13995 RUFFNER LN, SEBASTIAN, FL 32958-3420 |
| Document Number | 0035251841 |
| Book / Page | 3525 / 1841 |
| Map Reference | MB 9 PG 24 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 3120220020081 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2022 |
| Title Company | PROFESSIONAL TITLE, PROFESSIONAL TTL OF TREASURE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13995 RUFFNER LN, 13995, SEBASTIAN, FL 32958-3420 |
| Name | Verified Name |
|---|---|
| Address | 13995 RUFFNER LN, SEBASTIAN, FL 32958-3420 |
| Document Number | 0035251842 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 3525/1842 |
| Name | DAN PREUSS REALITY RETIREMENT TRUST |
|---|---|
| Type | Non-Lending Institution |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 13995 Ruffner Ln was $6,452.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,452.00 | $468,536 Land $168,188 Building $300,348 | $468,536 Land $168,188 Building $300,348 |
| 2023 | $6,181.00 (+52.24%) | $469,338 (+48.14%) Land $168,188 Building $301,150 | $469,338 (+40.69%) Land $168,188 Building $301,150 |
| 2022 | $4,060.00 | $316,811 | $333,591 Land $121,468 Building $212,123 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13995 Ruffner Ln in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 51 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 93 units insured incl. 42 condo units |
| Nearby Flood Claims | 46 (1984–2011) |
| Claims Outside the SFHA | 28 of 46 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13995 Ruffner Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
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