13795 Ruffner Ln, Sebastian, FL 32958 Property Records

Indian River County property record for 13795 Ruffner Ln, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,872 sqft · built 1993
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jul 2017)
Tax Bill	$4,411 (2025)
Deeds & Mortgages	Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`30-38-25-00009-0002-00005.0`

Property Details

APN / Parcel Number

Primary APN	`30-38-25-00009-0002-00005.0`
Alternative APN	`11112`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,872 sqft Living Area
1st Floor Area	2,360 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,045 sqft (1.08 acres)
Lot Dimensions	228 ft deep x 205 ft wide
Garage Area	848 sqft
Driveway	Driveway
Driveway Area	1,998 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	427 sqft
Patio Area	360 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	11112
Street Address	13795 RUFFNER LN
City	SEBASTIAN
State	FL
Zip	32958-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	RIVER TREES BLK B LOT 5 & 1/13 INT IN TRACT A PBI 9-24
Legal Range	38
Legal Township	30
Legal Section	25
Legal Subdivision	RIVER TREES
Legal Tract	A
Legal Block	B
Legal Lot Number	1,5
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1014
Census Tract	50808

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 781302, SEBASTIAN, FL 32978-1302
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2017 · Amount on Record
Deed Sale	Jul 21, 2017 · Amount on Record
Prior Sale	Dec 1, 1995 · Amount on Record
Deed Document Number	3120170042510
Deed Book / Page	3042 / 1684
Record Updated	Jun 8, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 21, 2017
Property Address	13795 RUFFNER LN, SEBASTIAN, FL 32958-3416
Document Number	0030421684
Book / Page	003042 / 001684
Instrument Date	Jul 14, 2017
Instrument	42510
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TITLE OF I.R.

Transaction

Amount	Amount Recorded
Tax	$2,380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 781302 SEBASTIAN FL 329781302, SEBASTIAN, FL 32978-1302

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,411.00 (+12.21%)	$304,927 (+5.99%)	$365,194 (-1.26%) Land $168,188 Building $197,006
2023	$3,931.00 (+11.33%)	$287,702 (+3%)	$369,849 (+19.45%) Land $168,188 Building $201,661
2022	$3,531.00	$279,323	$309,618 Land $121,468 Building $188,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	93 units insured incl. 42 condo units
Nearby Flood Claims	46 (1984–2011)
Claims Outside the SFHA	28 of 46
Most Recent Claim	Oct 2011 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 32 claims Hurricane Irene, Oct 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250