Indian River County property record for 13820 Ruffner Ln, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,353 sqft · built 1977 |
| Lot Size | 1.42 acres (62,291 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $12,500 (Feb 1977) |
| Tax Bill | $2,466 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-38-25-00009-0001-00005.0 |
| Primary APN | 30-38-25-00009-0001-00005.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,353 sqft Living Area |
| 1st Floor Area | 1,353 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood Frame |
| Foundation Type | Retaining Wall |
| Roof Material | Asphalt |
| Lot Area | 62,291 sqft (1.42 acres) |
| Lot Dimensions | 346 ft deep x 180 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 294 sqft |
|---|---|
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 81 sqft |
| Account Number | 11105 |
|---|---|
| Street Address | 13820 RUFFNER LN |
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-3419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | RIVER TREES BLK A LOT 5 & 1/13 INT IN TRACT A PBI 9-24 |
| Legal Range | 38 |
| Legal Township | 30 |
| Legal Section | 25 |
| Legal Subdivision | RIVER TREES |
| Legal Tract | A |
| Legal Block | A |
| Legal Lot Number | 1,5 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 50808 |
13820 Ruffner Ln is owned and occupied by two individuals who bought it in February 1977.
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13820 RUFFNER LN, SEBASTIAN, FL 32958-3419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 1977 · Amount on File |
| Deed Sale | Feb 1, 1977 · Amount on File |
| Deed Document Number | 0000543635 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 13820 Ruffner Ln was $2,466.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,466.00 | $168,019 | $244,409 Land $181,165 Building $63,244 |
| 2023 | $2,119.00 (+20.26%) | $158,528 (+3%) | $246,233 (+28.65%) Land $181,165 Building $65,068 |
| 2022 | $1,762.00 | $153,911 | $191,405 Land $130,841 Building $60,564 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13820 Ruffner Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 51 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 93 units insured incl. 42 condo units |
| Nearby Flood Claims | 46 (1984–2011) |
| Claims Outside the SFHA | 28 of 46 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13820 Ruffner Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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