Indian River County property record for 13895 Ruffner Ln, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,598 sqft · built 1978 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Jun 2001) |
| Tax Bill | $4,101 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-38-25-00009-0002-00003.0 |
| Primary APN | 30-38-25-00009-0002-00003.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,598 sqft Living Area |
| 1st Floor Area | 918 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 47,045 sqft (1.08 acres) |
| Lot Dimensions | 228 ft deep x 205 ft wide |
| Garage Type | Detached |
| Garage Area | 1,477 sqft |
| Driveway | Driveway |
| Driveway Area | 1,262 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 597 sqft |
| Patio Area | 488 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 11110 |
|---|---|
| Street Address | 13895 RUFFNER LN |
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-3418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | RIVER TREES BLK B LOT 3 & 1/13 INT IN TRACT A PBI 9-24 |
| Legal Range | 38 |
| Legal Township | 30 |
| Legal Section | 25 |
| Legal Subdivision | RIVER TREES |
| Legal Tract | A |
| Legal Block | B |
| Legal Lot Number | 1,3 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 50808 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13895 RUFFNER LN, SEBASTIAN, FL 32958-3418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESID'L MTG |
| Nov 20, 2017 | Warranty Deed, Transfer BROOKSIDE TITLE AND ESCROW INC, PROFESSIONAL TITLE/INDIAN RIVE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2001 · Amount on Record |
| Deed Sale | Jun 4, 2001 · Amount on Record |
| Prior Sale | Jun 4, 2001 · Amount on Record |
| Deed Document Number | 0014060567 |
| Last Transfer Date | Nov 20, 2017 |
| Transfer Doc | 0030710542 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 13895 RUFFNER LN, SEBASTIAN, FL 32958-3418 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 13895 RUFFNER LN, SEBASTIAN, FL 32958-3418 |
| Document Number | 0036020573 |
|---|---|
| Date | Feb 27, 2023 |
| Book Page | 3602/573 |
| Instrument | 3120230008894 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 13895 RUFFNER LN, SEBASTIAN, FL 32958-3418 |
| Document Number | 0030710543 |
| Instrument Date | Nov 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | PROFESSIONAL TITLE/INDIAN RIVE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13895 RUFFNER LN SEBASTIAN FL 329583418, SEBASTIAN, FL 32958-3418 |
| Document Number | 0030710543 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 003071/000543 |
| Instrument | 66328 |
| Name | PRIMARY RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Nov 20, 2017 |
| Property Address | 13895 RUFFNER LN, SEBASTIAN, FL 32958-3418 |
| Document Number | 0030710542 |
| Book / Page | 003071 / 000542 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 66327 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | BROOKSIDE TITLE AND ESCROW INC, PROFESSIONAL TITLE/INDIAN RIVE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,709.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13895 RUFFNER LN SEBASTIAN FL 329583418, SEBASTIAN, FL 32958-3418 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,101.00 (+12.6%) | $283,114 (+5.99%) | $318,202 (-0.73%) Land $121,468 Building $196,734 |
| 2023 | $3,642.00 (+12.1%) | $267,121 (+3%) | $320,539 (+5.42%) Land $121,468 Building $199,071 |
| 2022 | $3,249.00 | $259,341 | $304,057 Land $121,468 Building $182,589 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 93 units insured incl. 42 condo units |
| Nearby Flood Claims | 46 (1984–2011) |
| Claims Outside the SFHA | 28 of 46 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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