Lapeer County property record for 1398 Pratt Dr, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,848 sqft · built 1944 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $189,000 (Apr 2000) |
| Tax Bill | $2,191 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-460-013-00 |
| Primary APN | 008-460-013-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Lot Area | 4,008 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1398 PRATT DR |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 10 09 700 000 00 T7N R9E SUPERVISORS PLAT OF PRATTS LANDING AS RECORDED IN L1 P68 OF LAPEER COUNTY PLATS LOT 13. |
| Legal Subdivision | SUPRVRS OF PRATTS LANDING |
| Legal Lot Number | 13 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 336000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1398 PRATT DR, LAPEER, MI 48446-2933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2024 | Gift Deed, Transfer |
| Dec 21, 2020 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Aug 14, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2000 · Amount on Record |
| Deed Sale | Apr 13, 2000 · Amount on Record |
| Deed Book / Page | 1278 / 562 |
| Last Transfer Date | Mar 7, 2024 |
| Transfer Doc | 3390000894 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Mar 7, 2024 |
| Property Address | 1398 PRATT DR, LAPEER, MI 48446-2933 |
| Document Number | 0033900894 |
| Book / Page | 3390 / 894 |
| Map Reference | LB 1 PG 68 |
| Instrument Date | Mar 7, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1398 PRATT DR, LAPEER, MI 48446-2933 |
| Name | Verified Name |
|---|---|
| Address | 27653 SILVER SPUR ST, STEAMBOAT SPRINGS, CO 80487-8406 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 1398 PRATT DR, LAPEER, MI 48446-2933 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1398 PRATT DR, LAPEER, MI 48446-2933 |
| Document Number | 0031580276 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 3158/276 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | EAST LANSING, MI 48826 |
| Amount | Amount Recorded |
|---|---|
| Term | 358 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 1398 PRATT DR, LAPEER, MI 48446-2933 |
| Document Number | 0029800604 |
| Instrument Date | Aug 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2018 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1398 PRATT DR LAPEER MI 484462933, LAPEER, MI 48446-2933 |
| Document Number | 0029800604 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 002980/000604 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 23, 2048 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,400 (+3.04%) | $264,800 (+3.04%) | |
| 2025 | $2,191.00 (+4.23%) Homeowner's exemption | $128,500 (+24.76%) | $257,000 (+24.76%) |
| 2023 | $103,000 | $206,000 | |
| 2022 | $2,102.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1996–2006) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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