Lapeer County property record for 1402 Pratt Dr, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 791 sqft · built 1934 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $64,900 (Jan 1994) |
| Tax Bill | $1,666 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-460-014-00 |
| Primary APN | 008-460-014-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 791 sqft Living Area |
| 1st Floor Area | 633 sqft |
| Basement Area | 633 sqft |
| Flooring | Carpet |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Lot Area | 4,008 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1402 PRATT DR |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 10 09 800 000 00 T7N R9E SUPERVISORS PLAT OF PRATTS LANDING AS RECORDED IN L1 P68 OF LAPEER COUNTY PLATS LOT 14. |
| Legal Subdivision | SUPRVRS OF PRATTS LANDING |
| Legal Lot Number | 14 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 336000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1402 PRATT DR, LAPEER, MI 48446-2930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2018 | Deed of Trust, Mortgage · Conventional with PMI GENISYS CU |
| Jun 29, 2017 | Deed of Trust, Mortgage · Conventional with PMI JG WENTWORTH LNDG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 1994 · Amount on Record |
| Deed Sale | Jan 28, 1994 · Amount on Record |
| Prior Sale | Jan 1, 1994 · Amount on Record |
| Deed Document Number | 19941 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 1402 PRATT DR, LAPEER, MI 48446-2930 |
| Document Number | 0029810521 |
| Instrument Date | Aug 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2018 |
| Title Company | ABSTRACT TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8451 RIDGE RD GOODRICH MI 484389483, GOODRICH, MI 48438-9483 |
| Document Number | 0029810521 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 002981/000521 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 1402 PRATT DR, LAPEER, MI 48446-2930 |
| Document Number | 0029040577 |
| Book / Page | 002904 / 000577 |
| Instrument Date | Jun 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8451 RIDGE RD GOODRICH MI 484389483, GOODRICH, MI 48438-9483 |
| Document Number | 0029040577 |
|---|---|
| Date | Jul 11, 2017 |
| Book Page | 002904/000577 |
| Name | JG WENTWORTH LNDG LLC |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 10, 2037 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,500 (+2.3%) | $187,000 (+2.3%) | |
| 2025 | $1,666.00 (+1.22%) Homeowner's exemption | $91,400 (+22.19%) | $182,800 (+22.19%) |
| 2023 | $74,800 | $149,600 | |
| 2022 | $1,646.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1996–2006) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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