1408 Pratt Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 1408 Pratt Dr, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,538 sqft · built 1998
Lot Size0.131 acres (5,706 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Mar 2020)
Tax Bill$3,584 (2025)
Deeds & MortgagesSep 2022 Transfer
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN008-460-015-00

Property Details

APN / Parcel Number

Primary APN008-460-015-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,538 sqft Living Area
1st Floor Area789 sqft
Basement Area789 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area5,706 sqft (0.131 acres)
Lot Dimensions100 ft deep x 57 ft wide
Garage Area484 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address1408 PRATT DR
CityLAPEER
StateMI
Zip48446-2930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description10 09 900 000 00 T7N R9E SUPERVISORS PLAT OF PRATTS LANDING AS RECORDED IN L1 P68 OF LAPEER COUNTY PLATS LOT 15 AND THE N 35
Legal Range09E
Legal Township07N
Legal Section14
Legal SubdivisionSUPRVRS OF PRATTS LANDING
Legal Lot Number15-16
JurisdictionLAPEER MI
Township / Civil DivisionELBA
Census Block Group2
Census Block2006
Census Tract336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1408 PRATT DR, LAPEER, MI 48446-2930
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2022Intrafamily Transfer, Transfer
Mar 6, 2020Warranty Deed, Transfer · Conventional with PMI
CASON HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2020 · Amount on Record
Deed SaleMar 6, 2020 · Amount on Record
Prior SaleDec 5, 2008 · Amount on Record
Deed Book / Page3084 / 705
Last Transfer DateAug 26, 2022
Transfer Doc0033140765
Record UpdatedOct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAPEER MI
Recording DateSep 6, 2022
Property Address1408 PRATT DR, LAPEER, MI 48446-2930
Document Number0033140765
Book / Page3314 / 765
Map ReferenceLB 1 PG 68
Instrument DateAug 26, 2022
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1408 PRATT DR, 1408, LAPEER, MI 48446-2930

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1408 PRATT DR, LAPEER, MI 48446-2930

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateMar 6, 2020
Property Address1408 PRATT DR, LAPEER, MI 48446-2930
Document Number0030840705
Book / Page003084 / 000705
Instrument DateFeb 28, 2020
Transaction TypeTransfer
Record UpdatedJun 3, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,438.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1408 PRATT DR LAPEER MI 484462930, LAPEER, MI 48446-2930

Mortgage

Document Number30840708
DateMar 6, 2020
Book Page003084/000708
Lender
NameCASON HM LNS
TypeFunding / Finance Company
AddressPALM BEACH GARDENS, FL 33408
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 5, 2050

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionElba Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$245,300 (+1.53%)$490,600 (+1.53%)
2025$3,584.00 (-1.02%) Homeowner's exemption$241,600 (+25.44%)$483,200 (+25.44%)
2024$3,621.00 (+9.3%)
2023$192,600$385,200
2022$3,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1996–2006)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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