1374 Pratt Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 1374 Pratt Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,436 sqft · built 1930
Lot Size	0.092 acres (4,008 sqft)
Owner	Individual Name on Record
Last Sale	$106,000 (Jul 2014)
Tax Bill	$1,994 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-460-008-00`

Property Details

APN / Parcel Number

Primary APN	`008-460-008-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,436 sqft Living Area
1st Floor Area	820 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1374 PRATT DR
City	LAPEER
State	MI
Zip	48446-2933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10 09 400 000 00 T7N R9E SUPERVISORS PLAT OF PRATTS LANDING AS RECORDED IN L1 P68 OF LAPEER COUNTY PLATS LOT 8.
Legal Subdivision	SUPRVRS OF PRATTS LANDING
Legal Lot Number	8
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	2
Census Block	2006
Census Tract	336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1374 PRATT DR, LAPEER, MI 48446-2933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2018	Deed of Trust, Mortgage · Balloon Mortgage STATE BANK
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage DART BK
Jan 12, 2017	Deed of Trust, Mortgage STATE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2014 · Amount on Record
Deed Sale	Jul 29, 2014 · Amount on Record
Deed Book / Page	2718 / 799
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1374 PRATT DR, LAPEER, MI 48446-2933
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029750127
Date	Jul 30, 2018
Book Page	2975/127

Lender

Name	STATE BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1374 PRATT DR, LAPEER, MI 48446-2933
Document Number	0030780185
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1374 PRATT DR LAPEER MI 484462933, LAPEER, MI 48446-2933

Mortgage

Document Number	0030780185
Date	Feb 5, 2020
Book Page	003078/000185

Lender

Name	DART BK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1374 PRATT DR, LAPEER, MI 48446-2933
Document Number	0028730595
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	CRISLO TITLE COMPANY, CRISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1374 PRATT DR LAPEER MI 484462933, LAPEER, MI 48446-2933

Mortgage

Document Number	0028730595
Date	Jan 23, 2017
Book Page	002873/000595

Lender

Name	STATE BK
Type	Bank
Address	FENTON, MI 48430-0725

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2047

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,900 (+1.41%)	$243,800 (+1.41%)
2025	$1,994.00 (-4.78%) Homeowner's exemption	$120,200 (+24.43%)	$240,400 (+24.43%)
2024	$2,094.00 (+8.44%)
2023		$96,600	$193,200
2022	$1,931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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