1393 Clover St, Rochester, NY 14610 Property Records

Monroe County and Brighton Town property record for 1393 Clover St, Rochester, NY 14610

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,191 sqft · built 1910
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Nov 2024)
Tax Bill	$30,821 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262000 137.08-1-20`

Property Details

APN / Parcel Number

Primary APN	`262000 137.08-1-20`
Alternative APNs	`20001370800001020000` `02450000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,191 sqft Living Area
1st Floor Area	1,984 sqft
2nd Floor Area	1,757 sqft
Upper Floors Area	450 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	36,155 sqft (0.83 acres)
Lot Dimensions	400 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	151 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02450000000
Street Address	1393 CLOVER ST
City	ROCHESTER
State	NY
Zip	14610-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0013-13-07 C ROWLANDS L4 00
Legal Subdivision	CHARLES H ROWLAND FARM IN LOT13
Legal Block	1
Legal Lot Number	20.000
Jurisdiction	MONROE NY
Township / Civil Division	BRIGHTON
Census Block Group	2
Census Block	2010
Census Tract	12600

Owner

1393 Clover St is owned by two individuals who bought it in November 2024.

Source: Monroe County and Brighton Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	378 OAKDALE DR, ROCHESTER, NY 14618-1130
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 7, 2021	Warranty Deed, Transfer · Conventional Mortgage CNB MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2024 · Amount on File
Deed Sale	Nov 25, 2024 · Amount on File
Prior Sale	Jun 7, 2021 · Amount on File
Deed Document Number	20241790
Deed Book / Page	13035 / 335
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Apr 13, 2026
Property Address	1393 CLOVER ST, ROCHESTER, NY 14610-3312
Document Number	0003407810
Book / Page	31296 / 80
Instrument Date	Mar 21, 2026
Instrument	20263407810
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1393 CLOVER ST, ROCHESTER, NY 14610-3312

Mortgage

Document Number	0003407810,
Date	Apr 13, 2026
Book Page	31296/80
Instrument	20263407810

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.01%
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jun 7, 2021
Property Address	1393 CLOVER ST, ROCHESTER, NY 14610-3312
Document Number	0000000612
Book / Page	12510 / 612
Map Reference	LB 25 PG 2
Instrument Date	Jun 1, 2021
Instrument	202106070494
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1396 CLOVER ST, 1396, ROCHESTER, NY 14610-3319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1393 CLOVER ST, BRIGHTON, NY 14610-3312

Mortgage

Document Number	202106070495
Date	Jun 7, 2021
Instrument	202106070495

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1393 Clover St was $30,821, up 3.7% from the year before.

Source: Monroe County and Brighton Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Brighton Town
Unified School District	Brighton Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$30,821.00 (+3.7%)
2025	$29,721.00	$643,600 Land $49,100 Building $594,500	$1,090,800 Land $83,217 Building $1,007,583
2023		$643,600 (-) Land $49,100 Building $594,500	$919,400 (+27.15%) Land $70,141 Building $849,259
2022		$643,600 Land $49,100 Building $594,500	$723,100 Land $55,165 Building $667,935
2021	$24,973.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1393 Clover St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1990)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1393 Clover St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Greenlight Networks.

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