1296 Clover St, Rochester, NY 14610 Property Records

Monroe County and Brighton Town property record for 1296 Clover St, Rochester, NY 14610

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,657 sqft · built 1912
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$589,000 (Jan 2023)
Tax Bill	$22,444 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262000 137.08-1-45`

Property Details

APN / Parcel Number

Primary APN	`262000 137.08-1-45`
Alternative APNs	`20001370800001045000` `02432000000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,657 sqft Living Area
1st Floor Area	1,847 sqft
2nd Floor Area	1,581 sqft
Attic	Attic
Attic Area	229 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	392 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	726 sqft
Patio Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02432000000
Street Address	1296 CLOVER ST
City	ROCHESTER
State	NY
Zip	14610-3317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0005-13-07 HOYT L3 00
Legal Block	1
Legal Lot Number	45.000
Jurisdiction	MONROE NY
Township / Civil Division	BRIGHTON
Census Block Group	3
Census Block	3008
Census Tract	12600

Owner

Source: Monroe County and Brighton Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1296 CLOVER ST, ROCHESTER, NY 14610-3317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2023 · Amount on Record
Deed Sale	Jan 11, 2023 · Amount on Record
Deed Document Number	20231142
Deed Book / Page	12768 / 490
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jan 11, 2023
Property Address	1296 CLOVER ST, ROCHESTER, NY 14610-3317
Document Number	0000001142
Book / Page	12768 / 490
Map Reference	LB 16 PG 34
Instrument Date	Jan 10, 2023
Instrument	202301111142
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,356.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1296 CLOVER ST, ROCHESTER, NY 14610-3317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1296 CLOVER ST, ROCHESTER, NY 14610-3317

Mortgage

Document Number	0000001143
Date	Jan 11, 2023
Instrument	202301111143

Lender

Name	SOFI BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Monroe County and Brighton Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Brighton Town
Unified School District	Brighton Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,444.00 (+3.87%) Veteran's exemption
2025	$21,607.00 (+37.55%)	$473,300 (-) Land $50,600 Building $422,700	$802,200 (+18.65%) Land $85,762 Building $716,438
2023		$473,300 (+13.8%) Land $50,600 Building $422,700	$676,100 (+44.68%) Land $72,281 Building $603,819
2022		$415,900 Land $50,600 Building $365,300	$467,300 Land $56,854 Building $410,446
2021	$15,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Greenlight Networks.

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