1410 Clover St, Rochester, NY 14610 Property Records

Monroe County and Brighton Town property record for 1410 Clover St, Rochester, NY 14610

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,561 sqft · built 2002
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,750,000 (May 2026)
Tax Bill	$33,670 (2026)
Deeds & Mortgages	May 2026 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262000 137.08-1-52`

Property Details

APN / Parcel Number

Primary APN	`262000 137.08-1-52`
Alternative APNs	`20001370800001052000` `01844000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,561 sqft Living Area
1st Floor Area	2,228 sqft
2nd Floor Area	1,728 sqft
Upper Floors Area	605 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Stucco
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	267 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,100 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	66 sqft
Patio Area	705 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01844000000
Street Address	1410 CLOVER ST
City	ROCHESTER
State	NY
Zip	14610-3320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0005-13-07 H BARNARD L5 00
Legal Subdivision	HOUSTON BARNARD SUB
Legal Block	1
Legal Lot Number	52.000
Jurisdiction	MONROE NY
Township / Civil Division	BRIGHTON
Census Block Group	3
Census Block	3021
Census Tract	12600

Owner

Source: Monroe County and Brighton Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 DRESSER ST, SOUTH BOSTON, MA 02127-1337
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage PREMIUM MORTGAGE CORPORATION
May 27, 2026	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORPORATION
Jun 12, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Jun 12, 2020 · Amount on Record
Deed Document Number	20263424690
Deed Book / Page	13197 / 249
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	May 27, 2026
Property Address	1410 CLOVER ST, ROCHESTER, NY 14610-3320
Document Number	0003424691
Book / Page	31332 / 813
Instrument Date	May 26, 2026
Instrument	20263424691
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	TITLE AGENCY, REVOLUTION TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 DRESSER ST, SOUTH BOSTON, MA 02127-1337

Mortgage

Document Number	0003424691,
Date	May 27, 2026
Book Page	31332/813
Instrument	20263424691

Lender

Name	PREMIUM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	May 27, 2026
Property Address	1410 CLOVER ST, ROCHESTER, NY 14610-3320
Document Number	0003424690
Book / Page	13197 / 249
Instrument Date	May 15, 2026
Instrument	20263424690
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	CSC DOCUMENT RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$707,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 DRESSER ST, SOUTH BOSTON, MA 02127-1337

Mortgage

Document Number	0003424691,
Date	May 27, 2026
Book Page	31332/813
Instrument	20263424691

Lender

Name	PREMIUM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jun 12, 2020
Property Address	1410 CLOVER ST, ROCHESTER, NY 14610-3320
Document Number	0000000662
Book / Page	12351 / 238
Map Reference	LB 68 PG 29
Instrument Date	Jun 11, 2020
Instrument	202006120662
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	FLOWER CITY ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1410 CLOVER ST, 1410, ROCHESTER, NY 14610-3320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 CLOVER ST, BRIGHTON, NY 14610-3320

Mortgage

Document Number	0000000663
Date	Jun 12, 2020
Instrument	202006120663

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Monroe County and Brighton Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Brighton Town
Unified School District	Brighton Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$33,670.00 (+3.33%)
2025	$32,585.00 (+10.12%)	$702,600 (-) Land $94,200 Building $608,400	$1,190,800 (+18.64%) Land $159,655 Building $1,031,145
2023		$702,600 (-) Land $94,200 Building $608,400	$1,003,700 (+27.15%) Land $134,570 Building $869,130
2022		$702,600 Land $94,200 Building $608,400	$789,400 Land $105,838 Building $683,562
2021	$29,590.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Greenlight Networks.

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