1415 Clover St, Rochester, NY 14610 Property Records

Monroe County and Brighton Town property record for 1415 Clover St, Rochester, NY 14610

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,488 sqft · built 1955
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$363,000 (Dec 2019)
Tax Bill	$16,020 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262000 137.08-1-19`

Property Details

APN / Parcel Number

Primary APN	`262000 137.08-1-19`
Alternative APNs	`20001370800001019000` `02451000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,488 sqft Living Area
1st Floor Area	2,488 sqft
Basement Area	2,000 sqft
Finished Basement	2,000 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	40,075 sqft (0.92 acres)
Lot Dimensions	400 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,060 sqft
Canopy	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02451000000
Street Address	1415 CLOVER ST
City	ROCHESTER
State	NY
Zip	14610-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0013-13-07 C ROWLANDS L5 00
Legal Block	1
Legal Lot Number	19.000
Jurisdiction	MONROE NY
Township / Civil Division	BRIGHTON
Census Block Group	2
Census Block	2010
Census Tract	12600

Owner

Source: Monroe County and Brighton Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1415 CLOVER ST, ROCHESTER, NY 14610-3313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Commercial Mortgage M & T BANK
Dec 8, 2022	Deed of Trust, Mortgage · Line of Credit GENESEE REGIONAL BANK
Dec 3, 2019	Warranty Deed, Transfer · Conventional Mortgage GENESEE REGIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2019 · Amount on Record
Deed Sale	Dec 3, 2019 · Amount on Record
Prior Sale	Apr 4, 2014 · Amount on Record
Deed Document Number	20191052
Deed Book / Page	12278 / 294
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1415 CLOVER ST, ROCHESTER, NY 14610-3313
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 CLOVER ST, ROCHESTER, NY 14610-3313

Mortgage

Document Number	0000000976
Date	Apr 22, 2024
Book Page	30640/226
Instrument	202404220976

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1415 CLOVER ST, ROCHESTER, NY 14610-3313
Transaction Type	Mortgage
Record Updated	Dec 26, 2022
Title Company	WEBTITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 CLOVER ST, ROCHESTER, NY 14610-3313

Mortgage

Document Number	0000000913
Date	Dec 8, 2022
Book Page	30155/334
Instrument	202212080913

Lender

Name	GENESEE REGIONAL BANK
Type	Bank
Address	ROCHESTER, NY 14618

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Dec 3, 2019
Property Address	1415 CLOVER ST, ROCHESTER, NY 14610-3313
Document Number	0000001052
Book / Page	12278 / 294
Map Reference	LB 25 PG 2
Instrument Date	Nov 13, 2019
Instrument	201912031052
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,452.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1415 CLOVER ST, 1415, ROCHESTER, NY 14610-3313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1188 CLINTON AVE S, ROCHESTER, NY 14620-2061

Mortgage

Document Number	0000001053
Date	Dec 3, 2019
Instrument	201912031053

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: Monroe County and Brighton Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Brighton Town
Unified School District	Brighton Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,020.00 (+3.38%)
2025	$15,496.00 (+9.27%)	$332,500 (-) Land $49,900 Building $282,600	$563,600 (+18.65%) Land $84,582 Building $479,018
2023		$332,500 (-) Land $49,900 Building $282,600	$475,000 (+27.14%) Land $71,286 Building $403,714
2022		$332,500 Land $49,900 Building $282,600	$373,600 Land $56,068 Building $317,532
2021	$14,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1990)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Greenlight Networks.

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