13920 Ensign Rd, Solomons, MD 20688 Property Records

Calvert County property record for 13920 Ensign Rd, Solomons, MD 20688

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,445 sqft · built 2018
Lot Size	0.229 acres (9,995 sqft)
Owner	2 Individual Names on File
Last Sale	$470,988 (Mar 2018)
Tax Bill	$4,704 (2023)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-248243`

Property Details

APN / Parcel Number

Primary APN	`01-248243`
Alternative APN	`248243`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,445 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	9,995 sqft (0.229 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	442 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	248243
Street Address	13920 ENSIGN RD
City	SOLOMONS
State	MD
Zip	20688-4075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 43 PLAT 3 HARBOURS AT SOLOMONS
Legal Subdivision	HARBOURS AT SOLOMONS 3
Legal Lot Number	43
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2050
Census Tract	860901

Owner

Source: Calvert County records · APN 01-248243

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13920 ENSIGN RD, SOLOMONS, MD 20688-4075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 22, 2018 · Amount on Record
Deed Sale	Mar 22, 2018 · Amount on Record
Deed Document Number	182316
Deed Book / Page	5162 / 31
Record Updated	Jun 07, 2026

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 22, 2018
Property Address	13920 ENSIGN RD, SOLOMONS, MD 20688-4075
Document Number	0051620031
Book / Page	005162 / 000031
Instrument Date	Mar 15, 2018
Transaction Type	Transfer
Record Updated	Apr 09, 2018
Title Company	BAY COUNTY SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$470.99
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13920 ENSIGN RD DOWELL MD 20629, DOWELL, MD 20629

Mortgage

Document Number	51620035
Date	Mar 22, 2018
Book Page	005162/000035

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2048

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,704.00 Homeowner's exemption	$452,800 Land $102,000 Building $350,800	$452,800 Land $102,000 Building $350,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098609012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	5 (2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2021 · tidal / storm surge

Wildfire

Wildfire Risk	Moderate above 42% of the US · above 82% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 67 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	SOLOMONS serves 3,811 people
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.