13904 Ensign Rd, Solomons, MD 20688 Property Records

Calvert County property record for 13904 Ensign Rd, Solomons, MD 20688

Property Summary

Property Type	Townhouse
Details	2 ba · 1,860 sqft · built 2017
Lot Size	0.147 acres (6,396 sqft)
Owner	Individual Name on Record
Last Sale	$565,000 (Aug 2024)
Tax Bill	$5,118 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-248200`

Property Details

APN / Parcel Number

Primary APN	`01-248200`
Alternative APN	`248200`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,860 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,396 sqft (0.147 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	279 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	248200
Street Address	13904 ENSIGN RD
City	SOLOMONS
State	MD
Zip	20688-4075
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TC
Legal Description	LT 39 PLAT 3 HARBOURS AT SOLOMONS
Legal Subdivision	THE HARBOURS AT SOLOMONS
Legal Lot Number	39
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2050
Census Tract	860901

Owner

Source: Calvert County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	13904 ENSIGN RD, SOLOMONS, MD 20688-4075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Jun 29, 2018	Deed of Trust, Mortgage COMMISSIONER/HSNG & URBAN DEV
Nov 8, 2017	Grant Deed, Transfer BAY COUNTY SETTLEMENTS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2024 · Amount on Record
Deed Sale	Aug 5, 2024 · Amount on Record
Prior Sale	Nov 8, 2017 · Amount on Record
Deed Book / Page	6603 / 29
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	13904 ENSIGN RD, SOLOMONS, MD 20688-4075
Document Number	0052170080
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Jul 19, 2018
Title Company	FNC TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13904 ENSIGN RD DOWELL MD 20629, DOWELL, MD 20629

Mortgage

Document Number	0052170080
Date	Jul 9, 2018
Book Page	005217/000080

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	840 Months
Due	Jul 8, 2088

Interest

Rate Type	Adjustable Rate
Rate	5.23%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	13904 ENSIGN RD, SOLOMONS, MD 20688-4075
Document Number	0052170100
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Jul 19, 2018
Title Company	FNC TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13904 ENSIGN RD DOWELL MD 20629, DOWELL, MD 20629

Mortgage

Document Number	0052170100
Date	Jul 9, 2018
Book Page	005217/000100

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount Recorded
Term	840 Months
Due	Jul 8, 2088

Interest

Rate Type	Adjustable Rate
Rate	5.23%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Nov 8, 2017
Property Address	13904 ENSIGN RD, SOLOMONS, MD 20688-4075
Document Number	0050940012
Book / Page	005094 / 000012
Instrument Date	Oct 30, 2017
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	BAY COUNTY SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Tax	$395.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13904 ENSIGN RD DOWELL MD 20629, DOWELL, MD 20629

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,200 (+6.73%) Land $102,000 Building $388,200	$490,200 (-) Land $102,000 Building $388,200
2025	$5,118.00 (+23.92%)	$459,300 (+15.55%)	$490,200 (+23.32%) Land $102,000 Building $388,200
2023	$4,130.00 Homeowner's exemption	$397,500 Land $102,000 Building $295,500	$397,500 Land $102,000 Building $295,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	5 (2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOLOMONS serves 3,811 people · EPA ID MD0040027
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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