13916 Ensign Rd, Solomons, MD 20688 Property Records

Calvert County property record for 13916 Ensign Rd, Solomons, MD 20688

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,408 sqft · built 2018
Lot Size	0.156 acres (6,804 sqft)
Owner	2 Individual Names on Record
Last Sale	$424,900 (Apr 2019)
Tax Bill	$5,783 (2025)
Deeds & Mortgages	Apr 2024 Transfer May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-248235`

Property Details

APN / Parcel Number

Primary APN	`01-248235`
Alternative APN	`248235`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,408 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,804 sqft (0.156 acres)
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	248235
Street Address	13916 ENSIGN RD
City	SOLOMONS
State	MD
Zip	20688-4075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TC
Legal Description	LT 42 PLAT 3 HARBOURS AT SOLOMONS
Legal Subdivision	HARBOURS SOLOMONS 3
Legal Lot Number	42
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2050
Census Tract	860901

Owner

Source: Calvert County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13916 ENSIGN RD, SOLOMONS, MD 20688-4075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Intrafamily Transfer, Transfer
May 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Apr 18, 2019	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
May 8, 2018	Grant Deed, Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2019 · Amount on Record
Deed Sale	Apr 18, 2019 · Amount on Record
Deed Book / Page	5346 / 339
Last Transfer Date	Mar 19, 2024
Transfer Doc	0065510240
Record Updated	Jun 8, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Apr 1, 2024
Property Address	13916 ENSIGN RD, SOLOMONS, MD 20688-4075
Document Number	0065510240
Book / Page	6551 / 240
Map Reference	MB 3 PL 308
Instrument Date	Mar 19, 2024
Transaction Type	Transfer
Record Updated	Apr 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	13916 ENSIGN RD, SOLOMONS, MD 20688-4075
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053560480
Date	May 8, 2019
Book Page	5356/480

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Lending Institution
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2034

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 18, 2019
Property Address	13916 ENSIGN RD, SOLOMONS, MD 20688-4075
Document Number	0053460339
Book / Page	5346 / 339
Map Reference	MB 3 PL 308
Instrument Date	Apr 11, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	BAY COUNTY SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,124.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	5346343
Date	Apr 18, 2019
Instrument	5346/343

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2034

May 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	May 8, 2018
Property Address	13916 ENSIGN RD, SOLOMONS, MD 20688-4075
Document Number	0051840392
Book / Page	005184 / 000392
Instrument Date	May 3, 2018
Transaction Type	Mortgage
Record Updated	Jun 15, 2018
Title Company	MONTGOMERY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8120 WOODMONT AVE #300 BETHESDA MD 208142743, 300, BETHESDA, MD 20814-2743

Mortgage

Document Number	51840392
Date	May 8, 2018
Book Page	005184/000392

Lender

Name	BRANCH BK&TR
Type	Bank
Address	307 INTERNATIONAL CIR # 600, HUNT VALLEY, MD 21030-1376

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,783.00 (+23.38%) Homeowner's exemption	$520,933 (+15.46%)	$555,800 (+23.18%) Land $119,000 Building $436,800
2023	$4,687.00 Homeowner's exemption	$451,200 Land $119,000 Building $332,200	$451,200 Land $119,000 Building $332,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	5 (2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 82% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOLOMONS serves 3,811 people · EPA ID MD0040027
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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