13907 Ensign Rd, Solomons, MD 20688 Property Records

Calvert County property record for 13907 Ensign Rd, Solomons, MD 20688

Property Summary

Property Type	Townhouse
Details	2 ba · 1,843 sqft · built 2016
Lot Size	0.14 acres (6,079 sqft)
Owner	2 Individual Names on Record
Last Sale	$351,100 (May 2017)
Tax Bill	$5,142 (2025)
Deeds & Mortgages	Oct 2025 Transfer May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-247875`

Property Details

APN / Parcel Number

Primary APN	`01-247875`
Alternative APN	`247875`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,843 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,079 sqft (0.14 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	247875
Street Address	13907 ENSIGN RD
City	SOLOMONS
State	MD
Zip	20688-4076
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TC
Legal Description	LT 28 PLAT 1 HARBOURS AT SOLOMONS
Legal Subdivision	HARBOURS SOLOMONS 1
Legal Lot Number	28
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2042
Census Tract	860901

Owner

Source: Calvert County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13907 ENSIGN RD, SOLOMONS, MD 20688-4076
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Intrafamily Transfer, Transfer
May 30, 2017	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2017 · Amount on Record
Deed Sale	May 30, 2017 · Amount on Record
Deed Book / Page	5000 / 320
Last Transfer Date	Sep 16, 2025
Transfer Doc	0067930266
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Oct 2, 2025
Property Address	13907 ENSIGN RD, SOLOMONS, MD 20688-4076
Document Number	0067930266
Book / Page	6793 / 266
Map Reference	LB KPS 5 FO 71
Instrument Date	Sep 16, 2025
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	13907 ENSIGN RD, SOLOMONS, MD 20688-4076

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 30, 2017
Property Address	13907 ENSIGN RD, SOLOMONS, MD 20688-4076
Document Number	0050000320
Book / Page	5000 / 320
Map Reference	LB5 FO718
Instrument Date	Apr 14, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,755.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13907 ENSIGN RD, DOWELL, MD 20629

Mortgage

Document Number	0005000324
Date	May 30, 2017
Instrument	5000/324

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,142.00 (+25.41%) Homeowner's exemption	$461,500 (+16.92%)	$494,900 (+25.39%) Land $102,000 Building $392,900
2023	$4,100.00 Homeowner's exemption	$394,700 Land $102,000 Building $292,700	$394,700 Land $102,000 Building $292,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	5 (2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOLOMONS serves 3,811 people · EPA ID MD0040027
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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