1389 Duncan Ave, Elgin, IL 60120 Property Records

Kane County property record for 1389 Duncan Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,092 sqft · built 1978
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on Record
Tax Bill	$11,387 (2025)
Deeds & Mortgages	May 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-01-452-001`

Property Details

APN / Parcel Number

Primary APN	`06-01-452-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,092 sqft Living Area
Gross Area	3,170 sqft
Basement Area	1,078 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1389 DUNCAN AVE
City	ELGIN
State	IL
Zip	60120-1672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R H KRAMER RE-SUBDN PART OF LOT 1 GLENEOOD RE-SUBDN OF ELGIN LOT 4
Legal Subdivision	GLENEOOD RE-SUBDN OF ELGIN
Legal Block	1
Legal Lot Number	1,4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1005
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1027 PROSPECT ST, ELGIN, IL 60120-2933
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 28, 2026
Transfer Doc	0000017897
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 1, 2026
Property Address	1389 DUNCAN AVE, ELGIN, IL 60120-1672
Document Number	0000017897
Instrument Date	Apr 28, 2026
Instrument	202617897
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 PROSPECT ST, ELGIN, IL 60120-2933

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,387.00 (+4.46%) Homeowner's exemption Senior Citizen's exemption	$165,671 (+8.57%) Land $38,833 Building $126,838	$497,212 (+8.57%) Land $116,546 Building $380,666
2024	$10,901.00 (+9.92%)	$152,594 (+21.39%) Land $35,768 Building $116,826	$457,965 (+21.44%) Land $107,347 Building $350,618
2022	$9,917.00 (+4.65%) Homeowner's exemption	$125,702 (+6.96%) Land $29,465 Building $96,237	$377,106 (+6.96%) Land $88,395 Building $288,711
2021	$9,476.00 Homeowner's exemption	$117,523 Land $27,548 Building $89,975	$352,569 Land $82,644 Building $269,925

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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