1182 Duncan Ave, Elgin, IL 60120 Property Records

Kane County property record for 1182 Duncan Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,320 sqft · built 1952
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$232,500 (Nov 2021)
Tax Bill$7,277 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-01-451-007

Property Details

APN / Parcel Number

Primary APN06-01-451-007

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,320 sqft Living Area
Gross Area2,640 sqft
1st Floor Area1,320 sqft
Basement Area1,320 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialBrick
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Street Address1182 DUNCAN AVE
CityELGIN
StateIL
Zip60120-2250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERSIDE PK ADDN LOT 1 BLOCK 5
Legal SubdivisionRIVERSIDE PK ADDN
Legal Block5
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group6
Census Block6003
Census Tract850800

Owner

1182 Duncan Ave is owned and occupied by two individuals who bought it in November 2021.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1182 DUNCAN AVE, ELGIN, IL 60120-2250
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2021 · Amount on File
Deed SaleNov 2, 2021 · Amount on File
Prior SaleJun 3, 2013 · Amount on File
Deed Document Number202182795
Prior Transfer DateMay 3, 2010
Prior Transfer Doc0000029962
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 2, 2021
Property Address1182 DUNCAN AVE, ELGIN, IL 60120-2250
Document Number0000082795
Instrument DateNov 2, 2021
Instrument2021K082795
Transaction TypeTransfer
Record UpdatedNov 9, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$232.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1182 DUNCAN AVE, ELGIN, IL 60120-2250
InvestorPossibly a Property Investor

Mortgage

Document Number0000082796
DateNov 2, 2021
Instrument2021K082796
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1182 Duncan Ave was $7,277 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,277.00 Homeowner's exemption$103,396 (+8.57%) Land $22,421 Building $80,975$310,312 (+8.57%) Land $67,290 Building $243,022
2024$95,234 Land $20,651 Building $74,583$285,816 Land $61,978 Building $223,839
2022$6,282.00 (+4.56%) Homeowner's exemption$78,451 (+6.96%) Land $17,012 Building $61,439$235,353 (+6.96%) Land $51,036 Building $184,317
2021$6,008.00 Homeowner's exemption$73,346 Land $15,905 Building $57,441$220,038 Land $47,715 Building $172,323

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1182 Duncan Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1182 Duncan Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Duncan Ave

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