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1186 Duncan Ave, Elgin, IL 60120 Property Records

Kane County property record for 1186 Duncan Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,842 sqft · built 1952
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$145,500 (Jul 1998)
Tax Bill$9,705 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN06-01-451-006

Property Details

APN / Parcel Number

Primary APN06-01-451-006

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,842 sqft Living Area
Gross Area2,963 sqft
Basement Area1,121 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialBrick
Construction TypeFrame
Lot Area15,246 sqft (0.35 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1186 DUNCAN AVE
CityELGIN
StateIL
Zip60120-2250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNONE LOT 19-B
Legal SubdivisionRIVERSIDE PARK ADD
Legal Block6
Legal Lot Number19-B
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group6
Census Block6003
Census Tract850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1186 DUNCAN AVE, ELGIN, IL 60120-2250
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 1998 · Amount on Record
Deed SaleJul 28, 1998 · Amount on Record
Deed Document Number199866587
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1186 DUNCAN AVE, ELGIN, IL 60120-2250
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041323
DateAug 9, 2017
Instrument2017K041323
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,705.00 (+15.95%)$127,220 (+8.57%) Land $34,337 Building $92,883$381,813 (+8.57%) Land $103,052 Building $278,761
2024$117,178 (+21.39%) Land $31,627 Building $85,551$351,675 (+21.44%) Land $94,919 Building $256,756
2022$8,370.00 (+3.96%)$96,528 (+6.96%) Land $26,054 Building $70,474$289,584 (+6.96%) Land $78,162 Building $211,422
2021$8,051.00$90,247 Land $24,359 Building $65,888$270,741 Land $73,077 Building $197,664

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile, Verizon.

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