1170 Duncan Ave, Elgin, IL 60120 Property Records

Kane County property record for 1170 Duncan Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,862 sqft · built 1948
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (May 2024)
Tax Bill	$7,826 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Dec 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-01-451-009`

Property Details

APN / Parcel Number

Primary APN	`06-01-451-009`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,862 sqft Living Area
Gross Area	2,793 sqft
Basement Area	931 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1170 DUNCAN AVE
City	ELGIN
State	IL
Zip	60120-2250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE PARK ADDN LOT 3 BLOCK 5
Legal Subdivision	RIVERSIDE PARK ADDN
Legal Block	5
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	6
Census Block	6003
Census Tract	850800

Owner

1170 Duncan Ave is owned by an individual who bought it in May 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1205 COBBLERS XING, ELGIN, IL 60120-5012
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2024	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Dec 15, 2023	Warranty Deed, Transfer SATURN TITLE LLC
Apr 5, 2017	Warranty Deed, Transfer · Conventional Mortgage DRAPER AND KARMAR MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2024 · Amount on File
Deed Sale	May 14, 2024 · Amount on File
Prior Sale	Dec 15, 2023 · Amount on File
Deed Document Number	202416122
Prior Transfer Date	Feb 5, 1998
Prior Transfer Doc	0000023287
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 14, 2024
Property Address	1170 DUNCAN AVE, ELGIN, IL 60120-2250
Document Number	0000016122
Instrument Date	May 9, 2024
Instrument	2024K016122
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 COBBIERS XING, PLATO CENTER, IL 60124
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016123
Date	May 14, 2024
Instrument	2024K016123

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 15, 2023
Property Address	1170 DUNCAN AVE, ELGIN, IL 60120-2250
Document Number	0000043807
Instrument Date	Dec 12, 2023
Instrument	2023K043807
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	SATURN TITLE LLC

Transaction

Amount	Amount on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 ROYAL BLVD, ELGIN, IL 60123-2734

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 5, 2017
Property Address	1170 DUNCAN AVE, ELGIN, IL 60120-2250
Document Number	0000017093
Instrument Date	Mar 30, 2017
Instrument	2017K017093
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PRECISION TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 FIELCREST CT, ALGONQUIN, IL 60102-5309

Mortgage

Document Number	0000017094
Date	Apr 5, 2017
Instrument	2017K017094

Lender

Name	DRAPER AND KARMAR MORTGAGE CORP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1170 Duncan Ave was $7,826, up 3.5% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,826.00 (+3.5%)	$102,586 (+8.57%) Land $22,421 Building $80,165	$307,881 (+8.57%) Land $67,290 Building $240,591
2024	$7,561.00	$94,488 Land $20,651 Building $73,837	$283,577 Land $61,978 Building $221,600
2022	$6,749.00 (+3.96%)	$77,836 (+6.96%) Land $17,012 Building $60,824	$233,508 (+6.96%) Land $51,036 Building $182,472
2021	$6,492.00	$72,771 Land $15,905 Building $56,866	$218,313 Land $47,715 Building $170,598

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1170 Duncan Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1170 Duncan Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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