Oakland County property record for 1385 Prosper Dr, Troy, MI 48098 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1982 |
| Square Footage | 1,984 sqft Living Area |
| Lot Size | 19,602 sqft (0.45 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $239,000 (2008) |
| Tax Bill | $4,626.00 (2025) |
| Primary APN | 88-20-05-451-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,984 sqft Living Area |
| 1st Floor | 1,139 sqft 1st Floor |
| Basement Area | 754 sqft Basement |
| Unfinished Basement | 1,139 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Colonial Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 19,602 sqft (0.45 acres) |
| Depth X Width | 180 ft x 108 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 539 sqft Garage |
| Porch Area | 99 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1385 PROSPER DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-2060 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | T2N, R11E, SEC 5 CRESCENT RIDGE SUB NO 1 LOT 202 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 5 |
| Legal Subdivision | CRESCENT RIDGE SUB #1 |
| Legal Lot Number | 202 |
| Jurisdiction | OAKLAND MI |
| Minor Civil Division | TROY |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 196400 |
Source: Oakland County records · APN 88-20-05-451-001
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1385 PROSPER DR, TROY, MI 48098-2060 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 07, 2022 | Deed of Trust, Mortgage · Commercial Mortgage HOMETAP EQUITY PARTNERS LLC |
| Aug 29, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Sep 10, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Aug 20, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Nov 09, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2008 · Amount on Record |
| Deed Sale | Mar 31, 2008 · Amount on Record |
| Prior Sale | Jul 10, 1997 · Amount on Record |
| Deed Doc Number | 200857522 |
| Deed Book / Page | 40157 / 357 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1385 PROSPER DR, TROY, MI 48098-2060 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1385 PROSPER DR, TROY, MI 48098-2060 |
| Document Number | 0000468266 |
|---|---|
| Date | Nov 07, 2022 |
| Book Page | 58243/389 |
| Instrument | 468266 |
| Name | HOMETAP EQUITY PARTNERS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BOSTON, MA 02199 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1385 PROSPER DR, TROY, MI 48098-2060 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1385 PROSPER DR, TROY, MI 48098-2060 |
| Document Number | 0000436585 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 58071/278 |
| Instrument | 436585 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1385 PROSPER DR, TROY, MI 48098-2060 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1385 PROSPER DR, TROY, MI 48098-2060 |
| Document Number | 0000218319 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 56828/819 |
| Instrument | 218319 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1385 PROSPER DR, TROY, MI 48098-2060 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000134587 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 53157/00703 |
| Instrument | 134587 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | May 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1385 PROSPER DR, TROY, MI 48098-2060 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1385 PROSPER DR, TROY, MI 48098-2060 |
| Document Number | 0000233852 |
|---|---|
| Date | Nov 09, 2020 |
| Book Page | 55137/45 |
| Instrument | 233852 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,626.00 (-3.85%) | ||
| 2023 | $364,820 | ||
| 2022 | $4,811.00 | $182,410 |
1385 Prosper Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Oakland County (26125C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 11th in Michigan |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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