Oakland County property record for 1303 Prosper Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,524 sqft · built 1985 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $263,000 (Oct 1996) |
| Tax Bill | $5,538 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Sep 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-05-406-001 |
| Primary APN | 88-20-05-406-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,524 sqft Living Area |
| 1st Floor Area | 1,328 sqft |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 1,328 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 155 ft deep x 120 ft wide |
| Garage Area | 479 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 55 sqft |
| Deck Area | 500 sqft |
| Patio Area | 500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1303 PROSPER DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-2059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 5 CRESCENT RIDGE SUB NO 1 LOT 155 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 5 |
| Legal Subdivision | CRESCENT RIDGE SUB #1 |
| Legal Lot Number | 155 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 196400 |
Source: Oakland County assessment roll, APN 88-20-05-406-001, as of February 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1303 PROSPER DR, TROY, MI 48098-2059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Sep 07, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Feb 26, 2022 | Intrafamily Transfer, Transfer |
| Jan 31, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 01, 1996 · Amount on Record |
| Deed Sale | Oct 01, 1996 · Amount on Record |
| Last Transfer Date | Aug 24, 2023 |
| Transfer Doc | 0000098002 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1303 PROSPER DR, TROY, MI 48098-2059 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1303 PROSPER DR, TROY, MI 48098-2059 |
| Document Number | 0000030112 |
|---|---|
| Date | Mar 27, 2024 |
| Book Page | 59247/142 |
| Instrument | 30112 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ROSA, CA 95401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 07, 2023 |
| Property Address | 1303 PROSPER DR, TROY, MI 48098-2059 |
| Document Number | 0000098002 |
| Book / Page | 58860 / 25 |
| Map Reference | LB 172 PG 1-6 |
| Instrument Date | Aug 24, 2023 |
| Instrument | 98002 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | CROSSROADS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1303 PROSPER DR, TROY, MI 48098-2059 |
| Name | Verified Name |
|---|---|
| Address | 1303 PROSPER DR, TROY, MI 48098-2059 |
| Document Number | 0005886026 |
|---|---|
| Date | Sep 07, 2023 |
| Instrument | 58860/26 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 01, 2043 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 26, 2022 |
| Property Address | 1303 PROSPER DR, TROY, MI 48098-2059 |
| Document Number | 0000333159 |
| Book / Page | 57521 / 826 |
| Map Reference | LB 172 PG 1-6 |
| Instrument Date | Feb 23, 2022 |
| Instrument | 333159 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1303 PROSPER DR, TROY, MI 48098-2059 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 31, 2018 |
| Property Address | 1303 PROSPER DR, TROY, MI 48098-2059 |
| Document Number | 0000016172 |
| Book / Page | 51520 / 00250 |
| Map Reference | LB 172 PG 1-6 |
| Instrument Date | Jan 06, 2018 |
| Instrument | 016172 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | ETITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1303 PROSPER DR, TROY, MI 48098-2059 |
| Document Number | 0000016173 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 016173 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2033 |
Source: Oakland County assessment roll as of February 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,538.00 (-3.85%) | ||
| 2023 | $439,160 | ||
| 2022 | $5,760.00 | $219,580 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251964003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2003–2006) |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 205 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system MI0006690, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY serves 85,854 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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