Oakland County property record for 1285 Prosper Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,348 sqft · built 1984 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,500 (Oct 2007) |
| Tax Bill | $5,282 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-05-406-002 |
| Primary APN | 88-20-05-406-002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,348 sqft Living Area |
| 1st Floor Area | 2,348 sqft |
| Basement Area | 1,786 sqft |
| Unfinished Basement | 2,348 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 155 ft deep x 100 ft wide |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 58 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1285 PROSPER DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-2058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 5 CRESCENT RIDGE SUB NO 1 LOT 154 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 5 |
| Legal Subdivision | CRESCENT RIDGE SUB #1 |
| Legal Lot Number | 154 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 196400 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1285 PROSPER DR, TROY, MI 48098-2058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Mar 18, 2020 | Quit Claim Deed, Transfer · Line of Credit MICHIGAN SCHOOLS & GOV'T CU |
| Nov 19, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU |
| Nov 19, 2019 | Quit Claim Deed NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2007 · Amount on Record |
| Deed Sale | Oct 10, 2007 · Amount on Record |
| Prior Sale | Dec 22, 2004 · Amount on Record |
| Deed Document Number | 2007217915 |
| Deed Book / Page | 39651 / 810 |
| Last Transfer Date | Mar 4, 2020 |
| Transfer Doc | 0000051464 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1285 PROSPER DR, TROY, MI 48098-2058 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1285 PROSPER DR, TROY, MI 48098-2058 |
| Document Number | 0000256105 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 57070/100 |
| Instrument | 256105 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1285 PROSPER DR, TROY, MI 48098-2058 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1285 PROSPER DR, TROY, MI 48098-2058 |
| Document Number | 0000160937 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 54654/580 |
| Instrument | 160937 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 18, 2020 |
| Property Address | 1285 PROSPER DR, TROY, MI 48098-2058 |
| Document Number | 0000051464 |
| Book / Page | 053954 / 000306 |
| Instrument Date | Mar 4, 2020 |
| Instrument | 51464 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1285 PROSPER DR TROY MI 480982058, TROY, MI 48098-2058 |
| Document Number | 63279 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 054027/000866 |
| Instrument | 63279 |
| Name | MICHIGAN SCHOOLS & GOV'T CU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 17, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 19, 2019 |
| Property Address | 1285 PROSPER DR, TROY, MI 48098-2058 |
| Document Number | 0000194896 |
| Book / Page | 053526 / 000624 |
| Instrument Date | Nov 11, 2019 |
| Instrument | 194896 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1285 PROSPER DR TROY MI 480982058, TROY, MI 48098-2058 |
| Document Number | 194899 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 053526/000633 |
| Instrument | 194899 |
| Name | MICHIGAN SCHOOLS & GOV'T CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 19, 2019 |
| Property Address | 1285 PROSPER DR, TROY, MI 48098-2058 |
| Document Number | 0000194897 |
| Book / Page | 053526 / 000630 |
| Instrument Date | Nov 11, 2019 |
| Instrument | 194897 |
| Record Updated | Jan 7, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1285 PROSPER DR TROY MI 480982058, TROY, MI 48098-2058 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,282.00 (+2.4%) | ||
| 2024 | $5,158.00 (-6.1%) | ||
| 2023 | $379,840 | ||
| 2022 | $5,493.00 | $189,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2003–2006) |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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