Oakland County property record for 1373 Prosper Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,980 sqft · built 1983 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $559,900 (Oct 2025) |
| Tax Bill | $6,381 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Jul 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-05-451-002 |
| Primary APN | 88-20-05-451-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,980 sqft Living Area |
| 1st Floor Area | 1,113 sqft |
| Basement Area | 1,085 sqft |
| Unfinished Basement | 1,113 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 150 ft deep x 88 ft wide |
| Garage Area | 492 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 51 sqft |
| Deck Area | 270 sqft |
| Patio Area | 270 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1373 PROSPER DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-2060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 5 CRESCENT RIDGE SUB NO 1 LOT 201 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 5 |
| Legal Subdivision | CRESCENT RIDGE SUB #1 |
| Legal Lot Number | 201 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 196400 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3408 RAVENA AVE, ROYAL OAK, MI 48073-2138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 30, 2025 | Re-recorded Document CROSSROADS TITLE AGENCY |
| Jul 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage A BEST FINANCIAL CORPORATION |
| Jan 26, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on Record |
| Deed Sale | Oct 30, 2025 · Amount on Record |
| Prior Sale | Jul 23, 2025 · Amount on Record |
| Deed Document Number | 2025139016 |
| Deed Book / Page | 60672 / 515 |
| Prior Transfer Date | Jun 30, 2025 |
| Prior Transfer Doc | 0000139016 |
| Record Updated | Oct 29, 2026 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 30, 2025 |
| Property Address | 1373 PROSPER DR, TROY, MI 48098-2060 |
| Document Number | 0000139016 |
| Book / Page | 60672 / 515 |
| Map Reference | LB 172 PG 1-6 |
| Instrument Date | Jun 30, 2025 |
| Instrument | 139016 |
| Record Updated | Nov 10, 2025 |
| Title Company | CROSSROADS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,200.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 1373 PROSPER DR, TROY, MI 48098-2060 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3408 RAVENA AVE, ROYAL OAK, MI 48073-2138 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 23, 2025 |
| Property Address | 1373 PROSPER DR, TROY, MI 48098-2060 |
| Document Number | 0000089402 |
| Book / Page | 60380 / 715 |
| Map Reference | LB 172 PG 1-6 |
| Instrument Date | Jun 30, 2025 |
| Instrument | 89402 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | CROSSROADS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1373 PROSPER DR, TROY, MI 48098-2060 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3408 RAVENA AVE, ROYAL OAK, MI 48073-2138 |
| Document Number | 0060337140 |
|---|---|
| Date | Jul 23, 2025 |
| Instrument | 60337/140 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 30, 2021 |
| Property Address | 1373 PROSPER DR, TROY, MI 48098-2060 |
| Document Number | 0000209650 |
| Book / Page | 56768 / 570 |
| Map Reference | LB 172 PG 1-6 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 209650 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1373 PROSPER DR, 1373, TROY, MI 48098-2060 |
| Name | Verified Name |
|---|---|
| Address | 1373 PROSPER DR, TROY, MI 48098-2060 |
| Document Number | 0056773877 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 56773/877 |
| Name | A BEST FINANCIAL CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1373 PROSPER DR, TROY, MI 48098-2060 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000016480 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 50326/00829 |
| Instrument | 016480 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 9, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,381.00 (+2.08%) | ||
| 2023 | $360,420 | ||
| 2022 | $6,251.00 | $180,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2003–2006) |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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