Will County property record for 1385 Ginger Ln, Naperville, IL 60565
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,989 sqft · built 1987 |
| Lot Size | 0.289 acres (12,606 sqft) |
| Owner | Individual Name on File |
| Last Sale | $630,000 (Jun 2007) |
| Tax Bill | $19,262 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Dec 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-02-04-103-023 |
| Primary APN | 12-02-04-103-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,989 sqft Living Area |
| Basement Area | 707 sqft |
| Unfinished Basement | 707 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Georgian |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Lot Area | 12,606 sqft (0.289 acres) |
| Lot Dimensions | 145 ft deep x 87 ft wide |
| Garage Area | 622 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 1385 GINGER LN |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60565-5228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 61 IN WALNUT HILL, BEING A SUB OF PRT OF THE E1/2 OF THE NW1/4 OF SEC 4, T37N-R10E. |
| Legal Range | 10E |
| Legal Township | 37N |
| Legal Section | 04 |
| Legal Subdivision | WALNUT HILL |
| Legal Lot Number | 61 |
| Jurisdiction | WILL IL |
| Township / Civil Division | DU PAGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 880118 |
1385 Ginger Ln is owned and occupied by an individual who acquired it in November 2023.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1385 GINGER LN, NAPERVILLE, IL 60565-5228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Dec 8, 2023 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2007 · Amount on File |
| Deed Sale | Jun 22, 2007 · Amount on File |
| Deed Document Number | 200795150 |
| Last Transfer Date | Nov 8, 2023 |
| Transfer Doc | 0000064289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | May 19, 2026 |
| Property Address | 1385 GINGER LN, NAPERVILLE, IL 60565-5228 |
| Document Number | 0000029690 |
| Instrument Date | May 8, 2026 |
| Instrument | 202629690 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1385 GINGER LN, NAPERVILLE, IL 60565-5228 |
| Document Number | 0000029690, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 202629690 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Dec 8, 2023 |
| Property Address | 1385 GINGER LN, NAPERVILLE, IL 60565-5228 |
| Document Number | 0000064289 |
| Map Reference | DOC R86-57672 |
| Instrument Date | Nov 8, 2023 |
| Instrument | R2023064289 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1385 GINGER LN, NAPERVILLE, IL 60565-5228 |
| Name | Verified Name |
|---|
The 2025 property tax bill for 1385 Ginger Ln was $19,262.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Du Page Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,262.00 | $321,780 (+8.2%) Land $60,948 Building $260,832 | $965,340 (+8.2%) Land $182,844 Building $782,496 |
| 2024 | $297,394 Land $56,329 Building $241,065 | $892,182 Land $168,987 Building $723,195 | |
| 2022 | $16,181.00 Homeowner's exemption | $241,241 Land $45,693 Building $195,548 | $723,723 Land $137,079 Building $586,644 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1385 Ginger Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1385 Ginger Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WEST SUBURBAN private · serves 73,978 people · EPA ID IL1974151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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