1373 Ginger Ln, Naperville, IL 60565 Property Records

Will County property record for 1373 Ginger Ln, Naperville, IL 60565

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,362 sqft · built 1987
Lot Size0.289 acres (12,606 sqft)
OwnerIndividual Name on Record
Last Sale$497,500 (Jun 2014)
Tax Bill$17,655 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-02-04-103-020

Property Details

APN / Parcel Number

Primary APN12-02-04-103-020
Alternative APN
  • 02041030200000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,362 sqft Living Area
Basement Area275 sqft
Unfinished Basement275 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Lot Area12,606 sqft (0.289 acres)
Lot Dimensions145 ft deep x 87 ft wide
Garage Area671 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1373 GINGER LN
CityNAPERVILLE
StateIL
Zip60565-5228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 64 IN WALNUT HILL, BEING A SUB OF PRT OF THE E1/2 OF THE NW1/4 OF SEC 4, T37N-R10E.
Legal Range10E
Legal Township37N
Legal Section04
Legal SubdivisionWALNUT HILL
Legal Lot Number64
JurisdictionWILL IL
Township / Civil DivisionDU PAGE
Census Block Group1
Census Block1000
Census Tract880118

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1373 GINGER LN, NAPERVILLE, IL 60565-5228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2014 · Amount on Record
Deed SaleJun 18, 2014 · Amount on Record
Prior SaleMar 6, 1993 · Amount on Record
Deed Document Number201451534
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address1373 GINGER LN, NAPERVILLE, IL 60565-5228
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000066463
DateAug 23, 2017
InstrumentR2017066463
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 4, 2057
Interest
Rate TypeAdjustable Rate
Rate4.25%
Change FrequencyMonthly
Max Rate24%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionDu Page Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,655.00 (+19.04%)$295,614 (+8.2%) Land $60,948 Building $234,666$886,842 (+8.2%) Land $182,844 Building $703,998
2024$273,211 (+23.28%) Land $56,329 Building $216,882$819,633 (+23.28%) Land $168,987 Building $650,646
2022$14,831.00 Homeowner's exemption$221,624 Land $45,693 Building $175,931$664,872 Land $137,079 Building $527,793

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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