Will County property record for 1405 Ginger Ln, Naperville, IL 60565
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,912 sqft · built 1989 |
| Lot Size | 0.289 acres (12,603 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $735,000 (Aug 2024) |
| Tax Bill | $16,017 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-02-04-103-025 |
| Primary APN | 12-02-04-103-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,912 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Lot Area | 12,603 sqft (0.289 acres) |
| Lot Dimensions | 145 ft deep x 87 ft wide |
| Garage Area | 695 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 1405 GINGER LN |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60565-5229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 59 IN WALNUT HILL, BEING A SUB OF PRT OF THE E1/2 OF THE NW1/4 OF SEC 4, T37N-R10E. |
| Legal Range | 10E |
| Legal Township | 37N |
| Legal Section | 04 |
| Legal Subdivision | WALNUT HILL |
| Legal Lot Number | 59 |
| Jurisdiction | WILL IL |
| Township / Civil Division | DU PAGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 880118 |
Source: Will County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1405 GINGER LN, NAPERVILLE, IL 60565-5229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 3, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 16, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Aug 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG |
| May 18, 2018 | Trustee's Deed, Foreclosure · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2024 · Amount on Record |
| Deed Sale | Aug 9, 2024 · Amount on Record |
| Prior Sale | May 18, 2018 · Amount on Record |
| Deed Document Number | 202440317 |
| Prior Transfer Date | Mar 16, 2020 |
| Prior Transfer Doc | 0000020877 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 1405 GINGER LN, NAPERVILLE, IL 60565-5229 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0000043186 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | R2021043186 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 1405 GINGER LN, NAPERVILLE, IL 60565-5229 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1405 GIGGER LN, NAPERVILLE, IL 60565 |
| Document Number | 0000061426 |
|---|---|
| Date | Nov 3, 2025 |
| Instrument | R2025061426 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate | 5.99% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Mar 16, 2020 |
| Property Address | 1405 GINGER LN, NAPERVILLE, IL 60565-5229 |
| Document Number | 0000020877 |
| Map Reference | R86-49458 |
| Instrument Date | Mar 16, 2020 |
| Instrument | R2020020877 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1405 GINGER LN, NAPERVILLE, IL 60565-5229 |
| Document Number | 0000020878 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | R2020020878 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 1405 GINGER LN, NAPERVILLE, IL 60565-5229 |
| Document Number | 0000064888 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1405 GINGER LN NAPERVILLE IL 605655229, NAPERVILLE, IL 60565-5229 |
| Document Number | 0000064888 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 64888 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | May 18, 2018 |
| Property Address | 1405 GINGER LN, NAPERVILLE, IL 60565-5229 |
| Document Number | 0000033327 |
| Map Reference | DOC R86-57672 |
| Instrument Date | May 11, 2018 |
| Instrument | R2018033327 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 4, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $682.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 38W630 CALLIGHAN PL, 38W630, GENEVA, IL 60134-6053 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1405 GINGER LN, NAPERVILLE, IL 60565-5229 |
| Document Number | 0000033328 |
|---|---|
| Date | May 18, 2018 |
| Instrument | R2018033328 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Du Page Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,017.00 (+19.04%) | $268,924 (+8.2%) Land $60,948 Building $207,976 | $806,772 (+8.2%) Land $182,844 Building $623,928 |
| 2024 | $248,543 (+23.28%) Land $56,329 Building $192,214 | $745,629 (+23.28%) Land $168,987 Building $576,642 | |
| 2022 | $13,455.00 Homeowner's exemption | $201,614 Land $45,693 Building $155,921 | $604,842 Land $137,079 Building $467,763 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WEST SUBURBAN private · serves 73,978 people · EPA ID IL1974151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures