Will County property record for 1377 Ginger Ln, Naperville, IL 60565
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,108 sqft · built 1987 |
| Lot Size | 0.289 acres (12,606 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $719,000 (Jun 2021) |
| Tax Bill | $16,002 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-02-04-103-021 |
| Primary APN | 12-02-04-103-021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,108 sqft Living Area |
| Basement Area | 574 sqft |
| Unfinished Basement | 574 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Lot Area | 12,606 sqft (0.289 acres) |
| Lot Dimensions | 145 ft deep x 87 ft wide |
| Garage Area | 634 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 1377 GINGER LN |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60565-5228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 63 IN WALNUT HILL, BEING A SUB OF PRT OF THE E1/2 OF THE NW1/4 OF SEC 4, T37N-R10E. |
| Legal Range | 10E |
| Legal Township | 37N |
| Legal Section | 04 |
| Legal Subdivision | WALNUT HILL |
| Legal Lot Number | 63 |
| Jurisdiction | WILL IL |
| Township / Civil Division | DU PAGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 880118 |
Source: Will County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1377 GINGER LN, NAPERVILLE, IL 60565-5228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2021 | Limited Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC |
| Jun 6, 2019 | Warranty Deed, Subdivision Related Transfer · ARM WELLS FARGO BANK NA |
| Sep 26, 2018 | Warranty Deed, Transfer · Commercial Mortgage OXFORD BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2021 · Amount on Record |
| Deed Sale | Jun 25, 2021 · Amount on Record |
| Prior Sale | Jun 6, 2019 · Amount on Record |
| Deed Document Number | 202170515 |
| Prior Transfer Date | Aug 10, 1994 |
| Prior Transfer Doc | 0000090036 |
| Record Updated | Oct 29, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jun 25, 2021 |
| Property Address | 1377 GINGER LN, NAPERVILLE, IL 60565-5228 |
| Document Number | 0000070515 |
| Map Reference | DOC R86-57672 |
| Instrument Date | Feb 5, 2021 |
| Instrument | R2021070515 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $719.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1377 GINGER LN, NAPERVILLE, IL 60565-5228 |
| Document Number | 0000070516 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | R2021070516 |
| Name | KEY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jun 6, 2019 |
| Property Address | 1377 GINGER LN, NAPERVILLE, IL 60565-5228 |
| Document Number | 0000034646 |
| Map Reference | DOC R86-49458 |
| Instrument Date | May 28, 2019 |
| Instrument | R2019034646 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,012.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5421 MALIBU DR, MINNEAPOLIS, MN 55436-1033 |
| Document Number | 0000034647 |
|---|---|
| Date | Jun 6, 2019 |
| Instrument | R2019034647 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Sep 26, 2018 |
| Property Address | 1377 GINGER LN, NAPERVILLE, IL 60565-5228 |
| Document Number | 0000067546 |
| Map Reference | DOC R86-49458 |
| Instrument Date | Sep 11, 2018 |
| Instrument | R2018067546 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | BAIRD & WARNER TITLE SVCS IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 25930 W PRAIRIE HILL LN, PLAINFIELD, IL 60585-5700 |
| Document Number | 0000067547 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | R2018067547 |
| Name | OXFORD BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Oct 11, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Margin | 5 |
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Du Page Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,002.00 (+3.21%) | $268,683 (+8.2%) Land $60,948 Building $207,735 | $806,049 (+8.2%) Land $182,844 Building $623,205 |
| 2024 | $15,505.00 (+15.34%) | $248,321 (+23.28%) Land $56,329 Building $191,992 | $744,963 (+23.28%) Land $168,987 Building $575,976 |
| 2022 | $13,443.00 Homeowner's exemption | $201,434 Land $45,693 Building $155,741 | $604,302 Land $137,079 Building $467,223 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WEST SUBURBAN private · serves 73,978 people · EPA ID IL1974151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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