13843 Rudi Loop, Spring Hill, FL 34609 Property Records

Hernando County property record for 13843 Rudi Loop, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,058 sqft · built 2003
Lot Size	0.502 acres (21,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Mar 2026)
Tax Bill	$3,832 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R16-223-18-3039-0000-0470`

Property Details

APN / Parcel Number

Primary APN	`R16-223-18-3039-0000-0470`
Alternative APNs	`01265133` `1265133`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,058 sqft Living Area
Gross Area	2,957 sqft
1st Floor Area	2,058 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2009
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,875 sqft (0.502 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	417 sqft
Porch	Open Porch
Porch Area	299 sqft
Patio Area	888 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01265133
Street Address	13843 RUDI LOOP
City	SPRING HILL
State	FL
Zip	34609-7969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION ESTATES LOT 47
Legal Range	18E
Legal Township	23S
Legal Section	16
Legal Subdivision	PLANTATION ESTATES
Legal Lot Number	47
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1020
Census Tract	40908

Owner

Source: Hernando County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13843 RUDI LOOP, SPRING HILL, FL 34609-7969
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Warranty Deed, Transfer · Conventional Mortgage CHRISTOPHER PAUL FINANCIAL LLC
May 8, 2020	Warranty Deed, Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC
Feb 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF NAT'L TR & SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Prior Sale	May 8, 2020 · Amount on Record
Deed Document Number	202614991
Deed Book / Page	4677 / 1827
Prior Transfer Date	Feb 28, 2025
Prior Transfer Doc	0045280403
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 6, 2026
Property Address	13843 RUDI LOOP, SPRING HILL, FL 34609-7969
Document Number	0046771827
Book / Page	4677 / 1827
Map Reference	MB 27 PG 34
Instrument Date	Mar 2, 2026
Instrument	2026014991
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	REPUBLIC LAND AND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 688, SAN ANTONIO, FL 33576-0688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13843 RUDI LOOP, SPRING HILL, FL 34609-7969

Mortgage

Document Number	0046771829
Date	Mar 6, 2026
Instrument	4677/1829

Lender

Name	CHRISTOPHER PAUL FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 8, 2020
Property Address	13843 RUDI LOOP, SPRING HILL, FL 34609-7969
Document Number	0038380645
Book / Page	3838 / 645
Map Reference	MB 1019 PG 360
Instrument Date	May 6, 2020
Instrument	2020028313
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHEAST TITLE OF SUNCOAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4034 COBIA DR, 4034, HERNANDO BEACH, FL 34607-3636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 GROUSE RD, DILLSBURG, PA 17019-8510

Mortgage

Document Number	3838647
Date	May 8, 2020
Instrument	3838/647

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	13843 RUDI LOOP, SPRING HILL, FL 34609-7969
Document Number	0035540676
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13843 RUDI LOOP SPRING HILL FL 346097969, SPRING HILL, FL 34609-7969

Mortgage

Document Number	0035540676
Date	Feb 20, 2018
Book Page	003554/000676
Instrument	9876

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,832.00 (+22.43%)	$260,433 (+5.99%)	$349,390 (+3.42%) Land $43,750 Building $305,640
2023		$245,721 Land $245,721
2022	$3,130.00		$337,847 Land $43,750 Building $294,097

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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