13830 Rudi Loop, Spring Hill, FL 34609 Property Records

Hernando County property record for 13830 Rudi Loop, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,729 sqft · built 2005
Lot Size	0.503 acres (21,916 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Dec 2023)
Tax Bill	$6,213 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Dec 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R16-223-18-3039-0000-0510`

Property Details

APN / Parcel Number

Primary APN	`R16-223-18-3039-0000-0510`
Alternative APNs	`01265179` `1265179`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,729 sqft Living Area
Gross Area	3,759 sqft
1st Floor Area	2,729 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,916 sqft (0.503 acres)
Garage Type	Attached
Garage Area	615 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	240 sqft
Porch	Screened Porch
Porch Area	1,247 sqft
Deck Area	144 sqft
Patio Area	174 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01265179
Street Address	13830 RUDI LOOP
City	SPRING HILL
State	FL
Zip	34609-7968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION ESTATES LOT 51
Legal Range	18E
Legal Township	23S
Legal Section	16
Legal Subdivision	PLANTATION ESTATES
Legal Lot Number	51
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1021
Census Tract	40908

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13830 RUDI LOOP, SPRING HILL, FL 34609-7968
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 5, 2023	Deed of Trust, Mortgage · VA Mortgage UNITED FIDELITY FUNDING CORP
Oct 29, 2024	Deed of Trust, Mortgage · VA Mortgage KIND LENDING LLC
Jun 20, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 1, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2023 · Amount on Record
Deed Sale	Dec 5, 2023 · Amount on Record
Prior Sale	Jun 20, 2022 · Amount on Record
Deed Document Number	202376454
Deed Book / Page	4370 / 702
Prior Transfer Date	Aug 15, 2006
Prior Transfer Doc	0023170549
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	13830 RUDI LOOP, SPRING HILL, FL 34609-7968
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13830 RUDI LOOP, SPRING HILL, FL 34609-7968

Mortgage

Document Number	0039700843
Date	Mar 24, 2021
Book Page	3970/843
Instrument	2021019960

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	13830 RUDI LOOP, SPRING HILL, FL 34609-7968
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11944 GFREENGATE DR, HUDSON, FL 34669-5026

Mortgage

Document Number	0043700704
Date	Dec 5, 2023
Book Page	4370/704
Instrument	2023076455

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company
Address	RIVERSIDE, MO 64150

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	13830 RUDI LOOP, SPRING HILL, FL 34609-7968
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13830 RUDI LOOP, SPRING HILL, FL 34609-7968

Mortgage

Document Number	0044851196
Date	Oct 29, 2024
Book Page	4485/1196
Instrument	2024066774

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 20, 2022
Property Address	13830 RUDI LOOP, SPRING HILL, FL 34609-7968
Document Number	0041860179
Book / Page	4186 / 179
Map Reference	MB 1019 PG 360
Instrument Date	Jun 17, 2022
Instrument	2022047415
Transaction Type	Transfer
Record Updated	Sep 30, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,779.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13830 RUDI LOOP, SPRING HILL, FL 34609-7968

Mortgage

Document Number	0004186181
Date	Jun 20, 2022
Instrument	4186/181

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 1, 2022
Property Address	13830 RUDI LOOP, SPRING HILL, FL 34609-7968
Document Number	0041491659
Book / Page	4149 / 1659
Map Reference	MB 27 PG 34&35
Instrument Date	Mar 30, 2022
Instrument	2022025061
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$3,353.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3134 SOUTHWELL CT, JACKSONVILLE, FL 32225-1761

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 12, 2021
Property Address	13830 RUDI LOOP, SPRING HILL, FL 34609-7968
Document Number	0040840936
Book / Page	4084 / 936
Map Reference	MB 1019 PG 360
Instrument Date	Nov 10, 2021
Instrument	2021085459
Transaction Type	Transfer
Record Updated	Dec 9, 2021
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22003 PARK DR, 22003, CALIFORNIA, MD 20619-2230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13830 RUDI LOOP, SPRING HILL, FL 34609-7968

Mortgage

Document Number	4084938
Date	Nov 12, 2021
Instrument	4084/938

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,213.00 (+53.48%)	$427,236 (+39.55%) Land $43,832 Building $383,404	$427,236 (+3.84%) Land $43,832 Building $383,404
2023		$306,150 Land $306,150
2022	$4,048.00		$411,435 Land $43,832 Building $367,603

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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