13819 Rudi Loop, Spring Hill, FL 34609 Property Records

Hernando County property record for 13819 Rudi Loop, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,158 sqft · built 2004
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,421 (2025)
Deeds & Mortgages	Aug 2022 Transfer Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R16-223-18-3039-0000-0450`

Property Details

APN / Parcel Number

Primary APN	`R16-223-18-3039-0000-0450`
Alternative APNs	`01265115` `1265115`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,158 sqft Living Area
1st Floor Area	3,202 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Area	642 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Porch
Porch Area	1,740 sqft
Deck Area	704 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01265115
Street Address	13819 RUDI LOOP
City	SPRING HILL
State	FL
Zip	34609-7969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION ESTATES LOT 45
Legal Range	18E
Legal Township	23S
Legal Section	16
Legal Subdivision	PLANTATION ESTATES
Legal Lot Number	45
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1020
Census Tract	40908

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13819 RUDI LOOP, SPRING HILL, FL 34609-7969
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Correction Deed NIRVANA TITLE
Dec 13, 2021	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Sep 30, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2022
Deed Sale	Aug 6, 2022
Prior Sale	May 22, 2004 · Amount on Record
Deed Document Number	0004207830
Deed Book / Page	4098 / 1743
Prior Transfer Date	Dec 13, 2021
Prior Transfer Doc	2021093756
Record Updated	Jun 8, 2026

August 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 11, 2022
Property Address	13819 RUDI LOOP, SPRING HILL, FL 34609-7969
Document Number	0042070830
Book / Page	4207 / 830
Map Reference	MB 1019 PG 360
Instrument Date	Aug 6, 2022
Instrument	2022061156
Record Updated	Oct 12, 2022
Title Company	NIRVANA TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13819 RUDI LOOP, 13819, SPRING HILL, FL 34609-7969

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13819 RUDI LOOP, SPRING HILL, FL 34609-7969

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 13, 2021
Property Address	13819 RUDI LOOP, SPRING HILL, FL 34609-7969
Document Number	0040981743
Book / Page	4098 / 1743
Map Reference	MB 1019 PG 360
Instrument Date	Nov 17, 2021
Instrument	2021093756
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	NIRVANA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19647 AUTUMN OAK LN, 19647, BROOKSVILLE, FL 34601-6459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16656 W MERE LN, LOCKPORT, IL 60441-9100

Mortgage

Document Number	0040981745
Date	Dec 13, 2021
Instrument	4098/1745

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	13819 RUDI LOOP, SPRING HILL, FL 34609-7969
Document Number	0035160260
Instrument Date	Sep 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13819 RUDI LOOP SPRING HILL FL 346097969, SPRING HILL, FL 34609-7969

Mortgage

Document Number	0035160260
Date	Oct 16, 2017
Book Page	003516/000260
Instrument	58404

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,421.00 (+0.17%) Additional exemption filed	$489,269 (+5.99%)	$527,714 (+3.97%) Land $48,442 Building $479,272
2023		$461,631 Land $35,161 Building $426,470
2022	$6,410.00		$507,569 Land $48,442 Building $459,127

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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