13831 Rudi Loop, Spring Hill, FL 34609 Property Records

Hernando County property record for 13831 Rudi Loop, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,395 sqft · built 2004
Lot Size	0.502 acres (21,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Apr 2025)
Tax Bill	$1,093 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R16-223-18-3039-0000-0460`

Property Details

APN / Parcel Number

Primary APN	`R16-223-18-3039-0000-0460`
Alternative APNs	`01265124` `1265124`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,395 sqft Living Area
Gross Area	3,324 sqft
1st Floor Area	2,395 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,875 sqft (0.502 acres)
Garage Type	Attached
Garage Area	565 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Porch
Porch Area	364 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01265124
Street Address	13831 RUDI LOOP
City	SPRING HILL
State	FL
Zip	34609-7969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION ESTATES LOT 46
Legal Range	18E
Legal Township	23S
Legal Section	16
Legal Subdivision	PLANTATION ESTATES
Legal Lot Number	46
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1020
Census Tract	40908

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13831 RUDI LOOP, SPRING HILL, FL 34609-7969
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Warranty Deed, Transfer · VA Mortgage HAMILTON HOME LOANS INC
Mar 2, 2021	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Oct 22, 2020	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Mar 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025 · Amount on Record
Deed Sale	Apr 25, 2025 · Amount on Record
Prior Sale	Oct 8, 2021 · Amount on Record
Deed Document Number	202527616
Deed Book / Page	4549 / 1927
Prior Transfer Date	Mar 14, 2018
Prior Transfer Doc	0035650409
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 8, 2021
Property Address	13831 RUDI LOOP, SPRING HILL, FL 34609-7969
Document Number	0040671012
Book / Page	4067 / 1012
Map Reference	MB 27 PG 34&35
Instrument Date	Oct 1, 2021
Instrument	2021075856
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3134 SOUTHWELL CT, 3134, JACKSONVILLE, FL 32225-1761

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13831 RUDI LOOP, SPRING HILL, FL 34609-7969

Mortgage

Document Number	40671014
Date	Oct 8, 2021
Instrument	4067/1014

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 2, 2021
Property Address	13831 RUDI LOOP, SPRING HILL, FL 34609-7969
Document Number	0039590933
Book / Page	3959 / 933
Map Reference	MB 27 PG 34&35
Instrument Date	Feb 4, 2021
Instrument	2021014004
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SECURITY TTL SVCS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,023.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11349 PELHAM ST, 11349, SPRING HILL, FL 34609-2252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13831 RUDI LOOP, SPRING HILL, FL 34609-7969

Mortgage

Document Number	3959935
Date	Mar 2, 2021
Instrument	3959/935

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 22, 2020
Property Address	13831 RUDI LOOP, SPRING HILL, FL 34609-7969
Document Number	0039030079
Book / Page	3903 / 79
Map Reference	MB 27 PG 34
Instrument Date	Oct 19, 2020
Instrument	2020065986
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHERN SECURITY TTL SVCS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 SPUR LN, 103, THOMASVILLE, GA 31757-5234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13831 RUDI LOOP, SPRING HILL, FL 34609-7969

Mortgage

Document Number	390381
Date	Oct 22, 2020
Instrument	3903/81

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 22, 2018
Property Address	13831 RUDI LOOP, SPRING HILL, FL 34609-7969
Document Number	0035650409
Book / Page	003565 / 000409
Instrument Date	Mar 14, 2018
Instrument	17241
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13831 RUDI LOOP SPRING HILL FL 346097969, SPRING HILL, FL 34609-7969

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,093.00 (+1,397.26%)	$59,432 (+88.61%)	$404,492 (+10.96%) Land $43,750 Building $360,742
2023		$31,511 Land $31,511
2022	$73.00		$364,530 Land $43,750 Building $320,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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