Charlotte County property record for 1381 Navigator Rd, Punta Gorda, FL 33983 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,024 sqft · built 1989 |
| Lot Size | 0.22 acres (9,599 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100 (Nov 2016) |
| Tax Bill | $5,611 (2025) |
| Deeds & Mortgages | Jan 2017 Transfer Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 402309427010 |
| Primary APN | 402309427010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,024 sqft Living Area |
| Gross Area | 2,754 sqft |
| 1st Floor Area | 2,024 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 9,599 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 325 sqft |
|---|---|
| Porch | Enclosed/Screened Porch |
| Porch Area | 310 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952623354205 |
|---|---|
| Street Address | 1381 NAVIGATOR RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-6219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PUNTA GORDA ISLES SEC23 BLK743 LT2 754/880 1031-1395 1084/1702 2002/1890 2939/1134 3623/491 4157/1371 L/E4157/1381 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 09 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 743 |
| Legal Lot Number | 2 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 20101 |
Source: Charlotte County records · APN 402309427010
Assessment roll updated November 19, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14405 COVE CREEK CT, SHELBY TOWNSHIP, MI 48315-4312 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jan 10, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2016 · Amount on Record |
| Deed Sale | Nov 01, 2016 · Amount on Record |
| Prior Sale | Feb 20, 2002 · Amount on Record |
| Deed Book / Page | 4157 / 1371 |
| Prior Transfer Date | Dec 28, 2011 |
| Prior Transfer Doc | 0041571371 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jan 10, 2017 |
| Property Address | 1381 NAVIGATOR RD, PUNTA GORDA, FL 33983-6219 |
| Document Number | 0041571381 |
| Book / Page | 004157 / 001381 |
| Instrument Date | Nov 14, 2016 |
| Instrument | 2491778 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 201 MYSTIC MEADOWS CT HOWELL MI 488436307, HOWELL, MI 48843-6307 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jan 10, 2017 |
| Property Address | 1381 NAVIGATOR RD, PUNTA GORDA, FL 33983-6219 |
| Document Number | 0041571371 |
| Book / Page | 004157 / 001371 |
| Instrument Date | Nov 14, 2016 |
| Instrument | 2491776 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14405 COVE CREEK CT SHELBY TOWNSHIP MI 483154312, SHELBY TOWNSHIP, MI 48315-4312 |
Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,611.00 (-12.85%) | $376,785 (+23.7%) Land $45,050 Building $331,735 | $376,785 (+11.87%) Land $45,050 Building $331,735 |
| 2024 | $6,438.00 (-0.17%) | ||
| 2023 | $6,449.00 (+13.82%) | $304,585 (-15.8%) | $336,807 (-6.9%) Land $53,000 Building $283,807 |
| 2022 | $5,666.00 | $361,750 Land $38,250 Building $323,500 | $361,750 Land $38,250 Building $323,500 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150201011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 22 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 30 units insured 8 under condo master policies |
| Nearby Flood Claims | 10 (2004–2022) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Sep 2022, rainfall accumulation, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Ripple Fiber | Fiber | 2,000 / 2,000 |
| Xfinity | Cable | 2,000 / 250 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: ALTIUS Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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