Charlotte County property record for 1356 Navigator Rd, Punta Gorda, FL 33983 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,353 sqft · built 1987 |
| Lot Size | 0.336 acres (14,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Apr 2017) |
| Tax Bill | $995 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-23-09-428-001 |
| Primary APN | 40-23-09-428-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,353 sqft Living Area |
| Gross Area | 2,100 sqft |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 14,670 sqft (0.336 acres) |
| Garage Area | 399 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 36 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 348 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004613200 |
|---|---|
| Old Parcel Number | 00952623353304 |
| Street Address | 1356 NAVIGATOR RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-6217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PGI 023 0742 0033 PUNTA GORDA ISLES SEC23 BLK742 LT 33 723/573 929/862 DC1718/279 2939/1134 4190/ |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 09 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 742 |
| Legal Lot Number | 33 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20101 |
Source: Charlotte County records · APN 40-23-09-428-001
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1356 NAVIGATOR RD, PUNTA GORDA, FL 33983-6217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 08, 2022 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BK NA |
| Apr 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 25, 2017 · Amount on Record |
| Deed Sale | Apr 25, 2017 · Amount on Record |
| Deed Document Number | 2518021 |
| Deed Book / Page | 4190 / 2181 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 1356 NAVIGATOR RD, PUNTA GORDA, FL 33983-6217 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0050142116 |
|---|---|
| Date | Jul 08, 2022 |
| Book Page | 5014/2116 |
| Instrument | 3125227 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 1356 NAVIGATOR RD, PUNTA GORDA, FL 33983-6217 |
| Document Number | 0046482150 |
| Instrument Date | Oct 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1356 NAVIGATOR RD PUNTA GORDA FL 339836217, PUNTA GORDA, FL 33983-6217 |
| Document Number | 0046482150 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 004648/002150 |
| Instrument | 2863858 |
| Name | GOLDWATER BK NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 25, 2017 |
| Property Address | 1356 NAVIGATOR RD, PUNTA GORDA, FL 33983-6217 |
| Document Number | 0041902181 |
| Book / Page | 4190 / 2181 |
| Map Reference | MB12 PG2-A-2-Z-41 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 2518021 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2468 GIRDLE RD, 2468, ELMA, NY 14059-9318 |
| Name | Verified Name |
|---|---|
| Address | 1356 NAVIGATOR RD, PUNTA GORDA, FL 33983-6217 |
| Document Number | 0002518022 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 2518022 |
| Name | INLANTA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $995.00 (-45.3%) Homeowner's exemption | $126,025 (+5.99%) | $198,862 (+6.73%) Land $40,500 Building $158,362 |
| 2023 | $1,819.00 (+12.63%) Homeowner's exemption | $118,906 (+3%) | $186,321 (-6.87%) Land $34,200 Building $152,121 |
| 2022 | $1,615.00 Homeowner's exemption | $115,443 | $200,073 Land $24,480 Building $175,593 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,852 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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